Des Plaines, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Des Plaines, Illinois filed health plans with 100 or more participants for plan year 2024, covering 12,820 participants. They reported $3.2M in insurance premiums and $2.2M in broker commissions and fees. Against 2023, premiums were down 60.8% and broker pay rose 9.8%.
Funding: 8 fully insured · 7 self-funded · 8 mixed. 15 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Des Plaines
Des Plaines employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Ims Companies, LLC | $2,531,998 | $202,213 | 438 | AssuredPartners |
| Illinois Bone and Joint Institute, LLC | $515,194 | $134,679 | 1,776 | The Plexus Groupe LLC |
| Data Clean LLC | $197,937 | $74,198 | 269 | HUB International |
| Orthodontic Experts Management, LLC | $1,371 | $48,658 | 176 | RSC Insurance Brokerage Inc |
| CJ Logistics America, LLC | $0 | — | 3,278 | — |
| Midwest Gaming and Entertainment, LLC dba Rivers Casino | $0 | $166,118 | 1,623 | Gallagher |
| Prospect Airport Services, Inc. | $0 | $334,865 | 1,046 | Gallagher |
| Acts Aviation Security, Inc. | $0 | $37,071 | 869 | Brown & Brown |
| Svanaco, Inc. | $0 | $17,218 | 514 | Brown & Brown |
| Gas Technology Institute | $0 | $194,054 | 509 | HUB International |
| Fidelity Life Association | $0 | $102,169 | 433 | Marsh McLennan Agency |
| Gracent, LLC | $0 | $117,364 | 351 | OneDigital |
| Great Northern Instore, LLC | $0 | $38,022 | 190 | CBIZ |
| Go2 Partners, Inc | $0 | $132,202 | 173 | Gallagher |
| The Chicago Faucets | $0 | $69,076 | 164 | Marsh McLennan Agency |
| American Louver Company | $0 | $103,541 | 160 | Axion RMS LTD |
| United States Drug Testing Laboratories, Inc. | $0 | $64,093 | 150 | OneDigital |
| Kranze Technology Solutions | $0 | $91,687 | 133 | Be Well Consulting |
| CFC, Inc. | $0 | $110,632 | 126 | Aon |
| Iceberg Enterprises, LLC | $0 | $45,514 | 120 | Marsh McLennan Agency |
| Americash Loans LLC | $0 | $8,757 | 120 | Alliant Insurance Services |
| Chipman Design Architecture Inc. | $0 | $74,971 | 102 | OneDigital |
| Magnum Insurance Agency Inc. | $0 | $73,655 | 100 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Des Plaines employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $605,539 | 4 |
| Marsh McLennan Agency | $281,222 | 4 |
| HUB International | $237,394 | 2 |
| OneDigital | $233,018 | 3 |
| AssuredPartners | $202,213 | 1 |
| Aon | $110,632 | 1 |
| Axion RMS LTD | $103,541 | 1 |
| Be Well Consulting | $91,687 | 1 |
| Brown & Brown | $49,261 | 2 |
| RSC Insurance Brokerage, Inc. | $41,460 | 1 |
Largest medical carriers
Medical premium written for these employers.
Des Plaines against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Des Plaines | Illinois | United States | |
|---|---|---|---|
| Employer plans | 23 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $83,329 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 26 Des Plaines employers reported $8.3M in premiums and $2.0M in broker pay for 11,694 participants; in 2024 it was $3.2M and $2.2M for 12,820 participants (premiums −60.8%, broker pay +9.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Des Plaines employers pay health insurance brokers?
23 Des Plaines employers reported $2,240,757 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Des Plaines reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Des Plaines employer that disclosed broker pay reported $83,329.
Which Des Plaines employers have the largest health plans?
By insurance premium reported for 2024, Ims Companies, LLC ($2.5M), Illinois Bone and Joint Institute, LLC ($515,194), Data Clean LLC ($197,937) lead. 23 Des Plaines employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Des Plaines?
By compensation reported by Des Plaines employers, the largest brokers are Gallagher ($605,539, 4 plans), Marsh McLennan Agency ($281,222, 4 plans), HUB International ($237,394, 2 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Unitedhealthcare Insurance Company, Health Care Service Corporation.
Are Des Plaines employer health plans self-funded or fully insured?
Of 23 Des Plaines employer plans, 8 are fully insured, 7 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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