Addison, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
19 employers in Addison, Illinois filed health plans with 100 or more participants for plan year 2024, covering 9,607 participants. They reported $2.5M in insurance premiums and $2.4M in broker commissions and fees. Against 2023, premiums were down 45.9% and broker pay rose 36.4%.
Funding: 9 fully insured · 3 self-funded · 7 mixed. 10 of 19 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Addison
Addison employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| The Pampered Chef, LTD. | $2,522,760 | $32,602 | 271 | Lockton |
| PT Intermediate Holdings Iv, LLC | $0 | $315,705 | 3,420 | HUB International |
| STS Operating, Inc. Sunsource | $0 | $19,596 | 1,627 | The Horton Group Inc. |
| Arjo, Inc. | $0 | $140,999 | 895 | Alliant Insurance Services |
| B2b Industrial Packaging | $0 | $371,103 | 618 | Marsh McLennan Agency |
| JC Licht, LLC | $0 | $201,900 | 488 | The Horton Group Inc. |
| Porter Pipe and Supply Company | $0 | $216,310 | 316 | USI Insurance Services |
| Itsavvy/B2b Industrial | $0 | $87,371 | 283 | Aon |
| Herman Seekamp, Inc. | $0 | $164,576 | 257 | The Horton Group, Inc. |
| SWD, Inc. | $0 | $93,180 | 235 | Lockton |
| Thybar Corporation | $0 | $166,115 | 219 | HUB International |
| Paxxus, Inc. | $0 | $98,502 | 184 | GCG Financial, LLC |
| Sparkstone Electrical Group, LLC | $0 | $99,085 | 155 | The Baldwin Group |
| The Cary Company | $0 | $22,729 | 125 | OneDigital |
| FP Mailing Solutions, Inc. | $0 | $81,879 | 114 | Relation Insurance |
| Overton Chicago Gear | $0 | $74,584 | 100 | USI Insurance Services |
| Sprovieri's Custom Counters, Inc. | $0 | $48,976 | 100 | The Horton Group Inc |
| Pirtano Construction Company, LLC | $0 | $78,326 | 100 | — |
| William J. Cassidy Tire & Auto Supply, LLC | $0 | $55,701 | 100 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Addison employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| HUB International | $453,398 | 2 |
| The Horton Group Inc. | $419,951 | 4 |
| Marsh McLennan Agency | $375,210 | 5 |
| USI Insurance Services | $302,817 | 3 |
| Alliant Insurance Services | $161,139 | 3 |
| Lockton | $123,222 | 2 |
| The Baldwin Group | $93,578 | 1 |
| Aon | $84,440 | 2 |
| GCG Financial LLC | $70,610 | 1 |
| Relation Insurance | $61,574 | 1 |
Largest medical carriers
Medical premium written for these employers.
Addison against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Addison | Illinois | United States | |
|---|---|---|---|
| Employer plans | 19 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $93,180 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 19 Addison employers reported $4.7M in premiums and $1.7M in broker pay for 8,321 participants; in 2024 it was $2.5M and $2.4M for 9,607 participants (premiums −45.9%, broker pay +36.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Addison employers pay health insurance brokers?
19 Addison employers reported $2,369,239 in broker commissions and fees on their 2024 Form 5500 filings, 19 of them disclosing at least some compensation. Too few fully insured medical plans in Addison reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Addison employer that disclosed broker pay reported $93,180.
Which Addison employers have the largest health plans?
By insurance premium reported for 2024, The Pampered Chef, LTD. ($2.5M), PT Intermediate Holdings Iv, LLC ($0), STS Operating, Inc. Sunsource ($0) lead. 19 Addison employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Addison?
By compensation reported by Addison employers, the largest brokers are HUB International ($453,398, 2 plans), The Horton Group Inc. ($419,951, 4 plans), Marsh McLennan Agency ($375,210, 5 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Metropolitan Life Insurance Company, Unitedhealthcare Insurance Company.
Are Addison employer health plans self-funded or fully insured?
Of 19 Addison employer plans, 9 are fully insured, 3 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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