Northbrook, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
36 employers in Northbrook, Illinois filed health plans with 100 or more participants for plan year 2024, covering 41,522 participants. They reported $38M in insurance premiums and $6.3M in broker commissions and fees. Against 2023, premiums were up 189.7% and broker pay rose 2.4%.
Funding: 10 fully insured · 8 self-funded · 18 mixed. 26 of 36 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Northbrook
Northbrook employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Euromarket Designs, Inc. | $25,077,350 | $503,767 | 4,182 | Alliant Insurance Services |
| Wiss, Janney, Elstner Associates, Inc. | $8,989,311 | $257,224 | 804 | GCG Financial LLC |
| Viking Pump, Inc., a Unit of Idex Corporation | $2,693,369 | $13,518 | 163 | Custom Benefit Programs Inc. |
| Idex Corporation | $1,174,270 | $863,745 | 4,334 | Aon |
| Kemper Sports Management, LLC | $102,704 | $9,066 | 1,123 | Aon |
| Aero Metals Services, LLC | $67,139 | $29,383 | 106 | NFP |
| Ul LLC | $0 | $85,979 | 10,223 | Willis Towers Watson |
| Amplify HR Management LLC | $0 | $591,962 | 6,177 | Amplify Insurance Agency |
| Astellas US LLC | $0 | $681,174 | 3,284 | Brown & Brown |
| CF Industries Holdings, Inc. | $0 | $336,976 | 2,268 | Lockton |
| Stepan Company | $0 | $42,920 | 1,262 | Mercer |
| Proman Group, Inc. | $0 | $350,262 | 789 | Alliant Insurance Services |
| Endurance Warranty Services, L.L.C. | $0 | $294,906 | 665 | Brown, Brown & Gomberg, LTD. |
| Barilla America, Inc | $0 | $171,194 | 597 | Mercer |
| Hilco Trading, LLC | $0 | $195,910 | 595 | Mercer |
| Highland Baking Company, Inc. | $0 | $154,746 | 516 | Lockton |
| Compass Health Center, LLC | $0 | $82,496 | 496 | GCG Financial, Inc. |
| Optics Planet, Inc. | $0 | $127,790 | 379 | Alliant Insurance Services |
| Old World Industries, LLC | $0 | $47,977 | 361 | USI Insurance Services |
| Bell Flavors & Fragrances, Inc. | $0 | $65,601 | 339 | Marsh McLennan Agency |
| M. Holland Company dba M Holland Company | $0 | $267,517 | 318 | Marsh McLennan Agency |
| Somnium Hospitality Group, LLC | $0 | $68,351 | 290 | Brown & Brown |
| Digital Check Corp. | $0 | $163,937 | 252 | Marsh McLennan Agency |
| Pinstripes, Inc. | $0 | $64,178 | 217 | Marsh McLennan Agency |
| The Josselyn Center, NFP | $0 | $119,550 | 207 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Northbrook employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Brown & Brown | $834,702 | 3 |
| Alliant Insurance Services | $634,033 | 4 |
| Aon | $621,347 | 3 |
| Amplify Insurance Agency | $591,962 | 1 |
| GCG Financial LLC | $585,533 | 5 |
| Lockton | $491,722 | 2 |
| Marsh McLennan Agency | $448,056 | 5 |
| Mercer | $419,545 | 5 |
| Brown, Brown & Gomberg, LTD. | $294,906 | 1 |
| Custom Benefit Programs Inc | $163,610 | 2 |
Largest medical carriers
Medical premium written for these employers.
Northbrook against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Northbrook | Illinois | United States | |
|---|---|---|---|
| Employer plans | 36 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $90,542 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 1 | 30 | 933 |
Year over year. In plan year 2023, 37 Northbrook employers reported $13M in premiums and $6.2M in broker pay for 40,931 participants; in 2024 it was $38M and $6.3M for 41,522 participants (premiums +189.7%, broker pay +2.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Northbrook employers pay health insurance brokers?
36 Northbrook employers reported $6,315,145 in broker commissions and fees on their 2024 Form 5500 filings, 36 of them disclosing at least some compensation. Too few fully insured medical plans in Northbrook reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Northbrook employer that disclosed broker pay reported $90,542.
Which Northbrook employers have the largest health plans?
By insurance premium reported for 2024, Euromarket Designs, Inc. ($25M), Wiss, Janney, Elstner Associates, Inc. ($9.0M), Viking Pump, Inc., a Unit of Idex Corporation ($2.7M) lead. 25 Northbrook employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Northbrook?
By compensation reported by Northbrook employers, the largest brokers are Brown & Brown ($834,702, 3 plans), Alliant Insurance Services ($634,033, 4 plans), Aon ($621,347, 3 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Wellmark Blue Cross and Blue Shield of Iowa, Medical Mutual.
Are Northbrook employer health plans self-funded or fully insured?
Of 36 Northbrook employer plans, 10 are fully insured, 8 are self-funded and 18 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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