Sunnyvale, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
37 employers in Sunnyvale, California filed health plans with 100 or more participants for plan year 2024, covering 53,716 participants. They reported $6.8M in insurance premiums and $7.3M in broker commissions and fees. Against 2023, premiums were up 11.3% and broker pay fell 7.1%.
Funding: 3 fully insured · 0 self-funded · 34 mixed. 34 of 37 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Sunnyvale
Sunnyvale employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| JSR North America Holdings, Inc. | $2,304,459 | $472,591 | 505 | Marsh McLennan Agency |
| Fujitsu North America, Inc. | $2,156,381 | $406,829 | 1,941 | Willis Towers Watson |
| Intuitive Surgical, Inc. | $1,710,592 | $401,499 | 8,198 | Lockton |
| Alpha & Omega Semiconductor, Inc | $624,673 | $356,481 | 769 | Acrisure |
| Linkedin Corporation | $0 | $363,629 | 14,143 | Willis Towers Watson |
| Synopsys, Inc. | $0 | $49,826 | 4,924 | Gallagher |
| Juniper Networks, Inc. | $0 | $871,093 | 4,333 | Mercer |
| Crowdstrike, Inc. | $0 | $160,488 | 4,234 | Alliant Insurance Services |
| Fortinet, Inc. | $0 | $93,521 | 3,972 | Alliant Insurance Services |
| Proofpoint, Inc. | $0 | $462,245 | 2,849 | Alliant Insurance Services |
| Carbon Health Medical Group of FL, P.A. | $0 | $116,558 | 1,030 | Sequoia |
| Intermedia.Net, Inc. | $0 | $26,026 | 589 | Watchtower Technologies Inc |
| Clari, Inc. | $0 | $141,115 | 535 | Willis Towers Watson |
| Ooma, Inc. | $0 | $62,062 | 479 | Patriot Growth |
| Silk Road Medical, Inc. | $0 | $365,693 | 473 | Marsh McLennan Agency |
| Illumio, Inc. | $0 | $111,297 | 446 | Alliant Insurance Services |
| Sierra Circuits, Inc. | $0 | $141,993 | 403 | Marsh McLennan Agency |
| Matterport, Inc | $0 | $328,361 | 393 | Sequoia |
| Jfrog, Inc. | $0 | $341,903 | 385 | Sequoia |
| Star One Credit Union | $0 | $95,158 | 260 | USI Insurance Services |
| Xoriant Corporation | $0 | $225,362 | 253 | Lumity, Inc. |
| Alibaba Group | $0 | $128,621 | 252 | Aon |
| Ceribell, Inc. | $0 | $118,107 | 239 | Alliant Insurance Services |
| Egain Corporation | $0 | $166,366 | 237 | Filice Insurance Services, LLC |
| Plug & Play, LLC | $0 | $107,810 | 193 | OneDigital |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Sunnyvale employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Sequoia | $1,233,921 | 6 |
| Alliant Insurance Services | $992,341 | 8 |
| Willis Towers Watson | $901,436 | 3 |
| Mercer | $848,778 | 1 |
| Marsh McLennan Agency | $847,407 | 4 |
| Filice Insurance Services LLC | $321,961 | 3 |
| Lockton | $287,670 | 1 |
| Lumity, Inc. | $225,362 | 1 |
| Acrisure | $200,571 | 3 |
| OneDigital | $184,127 | 3 |
Largest medical carriers
Medical premium written for these employers.
Sunnyvale against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Sunnyvale | California | United States | |
|---|---|---|---|
| Employer plans | 37 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $138,088 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 39 Sunnyvale employers reported $6.1M in premiums and $7.8M in broker pay for 53,136 participants; in 2024 it was $6.8M and $7.3M for 53,716 participants (premiums +11.3%, broker pay −7.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Sunnyvale employers pay health insurance brokers?
37 Sunnyvale employers reported $7,265,047 in broker commissions and fees on their 2024 Form 5500 filings, 37 of them disclosing at least some compensation. Too few fully insured medical plans in Sunnyvale reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Sunnyvale employer that disclosed broker pay reported $138,088.
Which Sunnyvale employers have the largest health plans?
By insurance premium reported for 2024, JSR North America Holdings, Inc. ($2.3M), Fujitsu North America, Inc. ($2.2M), Intuitive Surgical, Inc. ($1.7M) lead. 25 Sunnyvale employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Sunnyvale?
By compensation reported by Sunnyvale employers, the largest brokers are Sequoia ($1.2M, 6 plans), Alliant Insurance Services ($992,341, 8 plans), Willis Towers Watson ($901,436, 3 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Cigna Healthcare of California, Kaiser Foundation Health Plan, Inc..
Are Sunnyvale employer health plans self-funded or fully insured?
Of 37 Sunnyvale employer plans, 3 are fully insured, 0 are self-funded and 34 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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