Hialeah, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Hialeah, Florida filed health plans with 100 or more participants for plan year 2024, covering 7,170 participants. They reported $9.6M in insurance premiums and $1.8M in broker commissions and fees. Against 2023, premiums were up 14.8% and broker pay rose 3.9%.
Funding: 14 fully insured · 0 self-funded · 2 mixed. 2 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Hialeah
Hialeah employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sunshine Retail Investments, LLC | $2,692,593 | $174,866 | 2,237 | Mercer |
| National Auto Parts Warehouse LLC | $2,090,438 | $118,035 | 205 | Hylant |
| U.S. Holdings, Inc. | $1,912,751 | $61,505 | 161 | Brown & Brown |
| Tuuci, LLC | $1,275,902 | $100,462 | 321 | USI Insurance Services |
| La Colonia Medical Center, Inc. | $1,059,453 | $142,526 | 960 | Brown & Brown |
| GQ Investments, LLC | $545,949 | $54,058 | 128 | Marsh McLennan Agency |
| United Community Options | $46,306 | $52,799 | 414 | Various Agents-See Attached |
| Citrus Health Network Inc. | $0 | $551,008 | 1,138 | Insight Business & Ins. Solutions |
| SMRT Solutions, LLC | $0 | $102,421 | 378 | USI Insurance Services |
| American Engineering & Development Corporation | $0 | $201,471 | 330 | Brown & Brown |
| South Florida Racing Association LLC | $0 | $29,121 | 219 | Acrisure |
| Amerikooler, LLC | $0 | $27,070 | 211 | National Agency Solutions LLC |
| MD Turbines Inc. | $0 | $108,251 | 137 | Brown & Brown |
| Gus Machado Ford, Inc. | $0 | $36,211 | 113 | Gallagher |
| Continental Glass Systems, LLC | $0 | $28,682 | 109 | Marsh McLennan Agency |
| Florida National University | $0 | $53,239 | 109 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Hialeah employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Insight Business & Ins Solutions | $467,545 | 1 |
| Brown & Brown | $432,924 | 4 |
| USI Insurance Services | $256,122 | 3 |
| Mercer | $168,418 | 1 |
| Hylant | $87,969 | 1 |
| Marsh McLennan Agency | $77,356 | 3 |
| Rogers Benefit Group Inc | $34,474 | 1 |
| Various Agents-See Attached | $34,275 | 1 |
| Gallagher | $31,541 | 1 |
| DSM Financial LLC | $31,255 | 1 |
Largest medical carriers
Medical premium written for these employers.
Hialeah against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Hialeah | Florida | United States | |
|---|---|---|---|
| Employer plans | 16 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $80,984 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 0 | 39 | 933 |
Year over year. In plan year 2023, 15 Hialeah employers reported $8.4M in premiums and $1.8M in broker pay for 5,560 participants; in 2024 it was $9.6M and $1.8M for 7,170 participants (premiums +14.8%, broker pay +3.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Hialeah employers pay health insurance brokers?
16 Hialeah employers reported $1,841,725 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Hialeah reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Hialeah employer that disclosed broker pay reported $80,984.
Which Hialeah employers have the largest health plans?
By insurance premium reported for 2024, Sunshine Retail Investments, LLC ($2.7M), National Auto Parts Warehouse LLC ($2.1M), U.S. Holdings, Inc. ($1.9M) lead. 16 Hialeah employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Hialeah?
By compensation reported by Hialeah employers, the largest brokers are Insight Business & Ins Solutions ($467,545, 1 plans), Brown & Brown ($432,924, 4 plans), USI Insurance Services ($256,122, 3 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Health Options, Unitedhealthcare Insurance Company.
Are Hialeah employer health plans self-funded or fully insured?
Of 16 Hialeah employer plans, 14 are fully insured, 0 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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