Lincolnwood, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Lincolnwood, Illinois filed health plans with 100 or more participants for plan year 2024, covering 7,901 participants. They reported $3.3M in insurance premiums and $2.6M in broker commissions and fees. Against 2023, premiums were up 1.2% and broker pay rose 83.0%.
Funding: 7 fully insured · 6 self-funded · 2 mixed. 8 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Lincolnwood
Lincolnwood employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Ejot Atf LP | $3,280,456 | $136,179 | 499 | AssuredPartners |
| Omnia Healthcare Group LLC | $0 | $894,794 | 2,438 | Stumm Insurance LLC |
| Aperion Care Inc. | $0 | $349,590 | 1,236 | Eoi Service Company LLC |
| Arcadia Care Management LLC | $0 | $452,885 | 887 | Evergreen Benefits Group |
| Maestro Consulting Services, LLC | $0 | $194,727 | 682 | Blake Chapman |
| F&F Realty Partners, LLC | $0 | $27,482 | 350 | NFP |
| S.I.R. Management, Inc. | $0 | $178,812 | 333 | The Provant Group LLC |
| Bria Health Services, LLC | $0 | $35,890 | 301 | HUB International |
| Assyrian Universal Alliance Foundation, Inc. | $0 | $76,671 | 249 | Associated Agencies, Inc |
| Northside Imports, Inc. | $0 | $107,224 | 207 | Conner & Gallagher Benefits Service |
| Food for Thought Enterprises Inc. | $0 | $47,980 | 194 | HUB International |
| Loeber Motors, Inc | $0 | $53,329 | 162 | Gallagher |
| Trim-Tex, Inc. | $0 | $34,976 | 147 | USI Insurance Services |
| Ravenswood Studio, Inc. | $0 | $41,291 | 113 | HUB International |
| Ness Healthcare NFP dba Northlake Behavioral Health System | $0 | $12,775 | 103 | Leonard E Burd |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Lincolnwood employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Stumm Insurance LLC | $891,439 | 1 |
| Evergreen Benefits Group | $454,368 | 1 |
| Eoi Service Company, Inc. | $286,693 | 1 |
| The Provant Group LLC | $156,462 | 1 |
| AssuredPartners | $136,179 | 1 |
| Blake Chapman | $134,119 | 1 |
| HUB International | $104,702 | 3 |
| Conner & Gallagher Benefits Service | $91,492 | 1 |
| Associated Agencies, Inc. | $76,671 | 1 |
| Marsh McLennan Agency | $62,897 | 1 |
Largest medical carriers
Medical premium written for these employers.
Lincolnwood against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Lincolnwood | Illinois | United States | |
|---|---|---|---|
| Employer plans | 15 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $76,671 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 14 Lincolnwood employers reported $3.2M in premiums and $1.4M in broker pay for 7,250 participants; in 2024 it was $3.3M and $2.6M for 7,901 participants (premiums +1.2%, broker pay +83.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Lincolnwood employers pay health insurance brokers?
15 Lincolnwood employers reported $2,644,605 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Lincolnwood reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Lincolnwood employer that disclosed broker pay reported $76,671.
Which Lincolnwood employers have the largest health plans?
By insurance premium reported for 2024, Ejot Atf LP ($3.3M), Omnia Healthcare Group LLC ($0), Aperion Care Inc. ($0) lead. 15 Lincolnwood employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Lincolnwood?
By compensation reported by Lincolnwood employers, the largest brokers are Stumm Insurance LLC ($891,439, 1 plans), Evergreen Benefits Group ($454,368, 1 plans), Eoi Service Company, Inc. ($286,693, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Priority Health, Unitedhealthcare Insurance Company.
Are Lincolnwood employer health plans self-funded or fully insured?
Of 15 Lincolnwood employer plans, 7 are fully insured, 6 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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