Vernon Hills, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Vernon Hills, Illinois filed health plans with 100 or more participants for plan year 2024, covering 5,929 participants. They reported $1.3M in insurance premiums and $2.0M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 21.7%.
Funding: 5 fully insured · 3 self-funded · 8 mixed. 11 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Vernon Hills
Vernon Hills employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Baxter Credit Union | $1,344,784 | $164,127 | 568 | Buck |
| Tetra Pak, Inc. | $0 | $433,195 | 1,655 | Willis Towers Watson |
| Cole-Parmer Instrument Company, LLC | $0 | $21,720 | 738 | Lockton |
| DFS Holding Company, Inc | $0 | $9,123 | 543 | EPIC Insurance Brokers |
| Learning Resources, Inc. | $0 | $166,429 | 352 | Alliant Insurance Services |
| Automotive Keys Group, LLC | $0 | $93,518 | 328 | Lockton |
| Blitt & Gaines | $0 | $96,513 | 306 | Marsh McLennan Agency |
| Incredible Technologies, Inc. | $0 | $154,945 | 221 | HUB International |
| Consolidated Hospitality Supplies | $0 | $107,626 | 214 | Lockton |
| Richard Wolf Medical Instruments Corporation | $0 | $118,248 | 207 | HUB International |
| Sayers Technology, LLC | $0 | $136,902 | 161 | Cottingham & Butler Insurance |
| Gewalt Hamilton Associates Inc | $0 | $90,973 | 158 | Relation Insurance |
| Canon Medical Research USA, Inc. | $0 | $135,414 | 146 | Marsh McLennan Agency |
| Neil International | $0 | $62,690 | 117 | The Baldwin Group |
| World Wide Fittings, Inc. | $0 | $63,326 | 109 | USI Insurance Services |
| Fuji America Corporation | $0 | $129,804 | 106 | The Horton Group Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Vernon Hills employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $433,173 | 1 |
| Marsh McLennan Agency | $259,551 | 3 |
| Lockton | $222,864 | 3 |
| HUB International | $206,200 | 2 |
| Alliant Insurance Services | $151,868 | 1 |
| Cottingham & Butler | $136,902 | 1 |
| Gallagher | $101,120 | 2 |
| The Horton Group Inc. | $88,444 | 1 |
| Buck | $75,391 | 1 |
| USI Insurance Services | $63,326 | 1 |
Largest medical carriers
Medical premium written for these employers.
Vernon Hills against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Vernon Hills | Illinois | United States | |
|---|---|---|---|
| Employer plans | 16 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $112,937 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 13 Vernon Hills employers reported $0 in premiums and $1.6M in broker pay for 16,070 participants; in 2024 it was $1.3M and $2.0M for 5,929 participants (broker pay +21.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Vernon Hills employers pay health insurance brokers?
16 Vernon Hills employers reported $1,984,553 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Vernon Hills reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Vernon Hills employer that disclosed broker pay reported $112,937.
Which Vernon Hills employers have the largest health plans?
By insurance premium reported for 2024, Baxter Credit Union ($1.3M), Tetra Pak, Inc. ($0), Cole-Parmer Instrument Company, LLC ($0) lead. 16 Vernon Hills employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Vernon Hills?
By compensation reported by Vernon Hills employers, the largest brokers are Willis Towers Watson ($433,173, 1 plans), Marsh McLennan Agency ($259,551, 3 plans), Lockton ($222,864, 3 plans). By medical premium, the largest carriers are MCS Life Insurance Company, Bluecross Blueshield of Illinois, Unitedhealthcare Insurance Company.
Are Vernon Hills employer health plans self-funded or fully insured?
Of 16 Vernon Hills employer plans, 5 are fully insured, 3 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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