Wood Dale, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Wood Dale, Illinois filed health plans with 100 or more participants for plan year 2024, covering 9,921 participants. They reported $39M in insurance premiums and $977,512 in broker commissions and fees. Against 2023, premiums were up 83.2% and broker pay rose 8.4%.
Funding: 4 fully insured · 4 self-funded · 8 mixed. 12 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wood Dale
Wood Dale employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Aar Corp. | $24,169,115 | $4,617 | 3,975 | Lockton |
| Nippon Express USA, Inc. | $15,010,254 | $67,529 | 1,593 | USI Insurance Services |
| D&W Fine Pack, LLC | $0 | $34,241 | 1,036 | Brown & Brown |
| Power Solutions International, Inc. | $0 | $92,907 | 783 | The Horton Group Inc |
| Optimas Oe Solutions Holdings, LLC | $0 | $20,111 | 593 | Lockton |
| All Holdings, Inc | $0 | $39,529 | 444 | Willis Towers Watson |
| Toyo Ink International Corporation | $0 | $61,022 | 283 | Brown & Brown |
| Gebruder Weiss, Inc. | $0 | $115,451 | 180 | USI Insurance Services |
| Tempco Electric Heater Corporation | $0 | $155,807 | 172 | HR Virtual Solutions LLC |
| Opto International, Inc | $0 | $77,944 | 159 | GCG Financial, Inc. |
| Matrix Plastic Products, Inc. | $0 | $49,310 | 124 | OneDigital |
| Simon Hegele Healthcare Solutions, LLC | $0 | $23,385 | 123 | Alliant Insurance Services |
| Dimerco Express USA Corporation | $0 | $48,154 | 122 | CBIZ |
| C. Cretors & Co. | $0 | $80,350 | 114 | The Horton Group Inc. |
| Forward Space | $0 | $60,590 | 111 | Marsh McLennan Agency |
| PHC Corporation of North America | $0 | $46,565 | 109 | Mercer |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wood Dale employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $182,790 | 2 |
| The Horton Group Inc. | $129,588 | 2 |
| HR Virtual Solutions LLC | $90,926 | 1 |
| Brown & Brown | $88,378 | 2 |
| GCG Financial LLC | $77,944 | 1 |
| Marsh McLennan Agency | $70,100 | 3 |
| Relation Insurance | $64,881 | 1 |
| OneDigital | $49,425 | 2 |
| CBIZ | $48,154 | 1 |
| Mercer | $46,565 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wood Dale against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wood Dale | Illinois | United States | |
|---|---|---|---|
| Employer plans | 16 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $54,950 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 1 | 30 | 933 |
Year over year. In plan year 2023, 14 Wood Dale employers reported $21M in premiums and $901,449 in broker pay for 9,131 participants; in 2024 it was $39M and $977,512 for 9,921 participants (premiums +83.2%, broker pay +8.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wood Dale employers pay health insurance brokers?
16 Wood Dale employers reported $977,512 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Wood Dale reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Wood Dale employer that disclosed broker pay reported $54,950.
Which Wood Dale employers have the largest health plans?
By insurance premium reported for 2024, Aar Corp. ($24M), Nippon Express USA, Inc. ($15M), D&W Fine Pack, LLC ($0) lead. 16 Wood Dale employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wood Dale?
By compensation reported by Wood Dale employers, the largest brokers are USI Insurance Services ($182,790, 2 plans), The Horton Group Inc. ($129,588, 2 plans), HR Virtual Solutions LLC ($90,926, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Cigna Health and Life Insurance Company, Reliastar Life Insurance Company.
Are Wood Dale employer health plans self-funded or fully insured?
Of 16 Wood Dale employer plans, 4 are fully insured, 4 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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