Wheeling, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Wheeling, Illinois filed health plans with 100 or more participants for plan year 2024, covering 5,095 participants. They reported $8.1M in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were down 36.3% and broker pay rose 5.9%.
Funding: 3 fully insured · 4 self-funded · 8 mixed. 12 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wheeling
Wheeling employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| National Louis University | $8,066,799 | $86,288 | 719 | Gallagher |
| US Tsubaki Holdings, Inc. | $0 | $119,711 | 1,035 | Alliant Insurance Services |
| Midland Paper Company | $0 | $107,639 | 708 | Alliant Insurance Services |
| The Segerdahl Corporation | $0 | $21,372 | 506 | USI Insurance Services |
| Dynomax, Inc. | $0 | $192,018 | 341 | The Provant Group LLC |
| Handi Foil Corporation | $0 | $170,672 | 249 | GCG Financial |
| Keats Manufacturing Co. | $0 | $79,823 | 203 | Truenorth Companies |
| Taubensee Steel & Wire Company | $0 | $22,466 | 196 | Marsh McLennan Agency |
| Potomac Corporation | $0 | $57,861 | 196 | Marsh McLennan Agency |
| Engis Corporation | $0 | $78,204 | 183 | OneDigital |
| Durable, Inc. | $0 | $64,081 | 179 | Gallagher |
| Greek American Health Services Foundation | $0 | $33,425 | 170 | Assurance, Mma |
| Wilson Hunt Int'l dba Champro Sports | $0 | $106,753 | 169 | Marsh McLennan Agency |
| Terrazzo & Marble Supply Co. of Illinois | $0 | $80,465 | 130 | Connor & Gallagher Benefits Service |
| Usw Holding Company | $0 | $18,635 | 111 | North Risk Partners, LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wheeling employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Alliant Insurance Services | $198,966 | 2 |
| Marsh McLennan Agency | $180,590 | 4 |
| GCG Financial LLC | $160,235 | 1 |
| Gallagher | $130,809 | 2 |
| The Provant Group LLC | $99,601 | 1 |
| Millennium Benefits, Inc. | $88,293 | 1 |
| Connor & Gallagher Benefits Service | $78,587 | 1 |
| Truenorth Companies, L.C. | $78,481 | 1 |
| OneDigital | $76,229 | 1 |
| Paychex Insurance Agency | $22,000 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wheeling against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wheeling | Illinois | United States | |
|---|---|---|---|
| Employer plans | 15 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $79,823 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 16 Wheeling employers reported $13M in premiums and $1.2M in broker pay for 5,109 participants; in 2024 it was $8.1M and $1.2M for 5,095 participants (premiums −36.3%, broker pay +5.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wheeling employers pay health insurance brokers?
15 Wheeling employers reported $1,239,413 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Wheeling reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Wheeling employer that disclosed broker pay reported $79,823.
Which Wheeling employers have the largest health plans?
By insurance premium reported for 2024, National Louis University ($8.1M), US Tsubaki Holdings, Inc. ($0), Midland Paper Company ($0) lead. 15 Wheeling employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wheeling?
By compensation reported by Wheeling employers, the largest brokers are Alliant Insurance Services ($198,966, 2 plans), Marsh McLennan Agency ($180,590, 4 plans), GCG Financial LLC ($160,235, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Metropolitan Life Insurance Company, Aetna Life Insurance Company.
Are Wheeling employer health plans self-funded or fully insured?
Of 15 Wheeling employer plans, 3 are fully insured, 4 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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