Addison, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
44 employers in Addison, Texas filed health plans with 100 or more participants for plan year 2024, covering 21,862 participants. They reported $4.9M in insurance premiums and $5.7M in broker commissions and fees. Against 2023, premiums were down 12.7% and broker pay rose 8.5%.
Funding: 15 fully insured · 16 self-funded · 13 mixed. 29 of 44 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Addison
Addison employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Valtir, LLC | $4,918,712 | $238,352 | 621 | Marsh McLennan Agency |
| American Trailer World | $0 | $88,101 | 3,308 | Gallagher |
| Mary Kay Inc. | $0 | $53,306 | 2,507 | Gallagher |
| Regus Management Group, LLC | $0 | $185,305 | 2,258 | Holmes Murphy |
| Monarch Behavioral Therapy Bii, LLC | $0 | $121,061 | 1,866 | Marsh McLennan Agency |
| Comprehensive Breast Care Center of Texas, Inc. | $0 | $243,613 | 1,266 | Thompson Flanagan Benefits Group |
| E2open, LLC | $0 | $163,746 | 1,152 | Gallagher |
| Tyton Holdings Inc | $0 | $90,300 | 629 | Van WYK LLC |
| J-W Power Company | $0 | $10,960 | 594 | Lockton |
| Roots Management Group, LLC | $0 | $398,707 | 569 | Big Benefit Corp |
| Ceco Environmental | $0 | $47,990 | 524 | Lockton |
| Brightland Homes LTD | $0 | $264,010 | 464 | Lockton |
| Rock Capital Holdings, LLC dba Mpowerhealth | $0 | $79,390 | 411 | Filice Insurance Services, LLC |
| Click N' Close, Inc. | $0 | $106,541 | 383 | The Plexus Groupe, LLC |
| Nothing Bundt Franchising, LLC | $0 | $1,742 | 365 | EPIC Insurance Brokers |
| Riseit | $0 | $48,682 | 307 | Lockton |
| King Aerospace, Inc. | $0 | $81,064 | 306 | Holmes Murphy |
| Wingstop Restaurants, Inc. | $0 | $227,063 | 295 | Lockton |
| Resolve Tech Solutions Holdings, LLC | $0 | $43,349 | 284 | Virtus, LLC |
| BLH Acquisition Co., LLC | $0 | $30,512 | 264 | Choice Benefits Inc |
| Medix Infusion, Inc. | $0 | $159,296 | 237 | Lockton |
| Trinity Christian Academy | $0 | $159,758 | 230 | Higginbotham |
| Caroffer, LLC | $0 | $87,008 | 208 | Higginbotham |
| W.I. Realty I, LP dba Western International | $0 | $118,347 | 198 | Marsh McLennan Agency |
| Grand Homes Organization, LLC dba Grand Homes | $0 | $115,753 | 185 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Addison employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,346,056 | 8 |
| Marsh McLennan Agency | $804,945 | 7 |
| Gallagher | $483,904 | 6 |
| USI Insurance Services | $416,641 | 3 |
| Holmes Murphy | $397,743 | 5 |
| Big Benefits | $283,396 | 1 |
| Higginbotham | $246,766 | 2 |
| Wex Health, Inc. | $184,541 | 1 |
| Thompson Flanagan Benefits Group | $174,416 | 1 |
| World Insurance Associates | $164,480 | 1 |
Largest medical carriers
Medical premium written for these employers.
Addison against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Addison | Texas | United States | |
|---|---|---|---|
| Employer plans | 44 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $89,201 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 48 Addison employers reported $5.6M in premiums and $5.2M in broker pay for 25,107 participants; in 2024 it was $4.9M and $5.7M for 21,862 participants (premiums −12.7%, broker pay +8.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Addison employers pay health insurance brokers?
44 Addison employers reported $5,665,875 in broker commissions and fees on their 2024 Form 5500 filings, 44 of them disclosing at least some compensation. Too few fully insured medical plans in Addison reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Addison employer that disclosed broker pay reported $89,201.
Which Addison employers have the largest health plans?
By insurance premium reported for 2024, Valtir, LLC ($4.9M), American Trailer World ($0), Mary Kay Inc. ($0) lead. 25 Addison employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Addison?
By compensation reported by Addison employers, the largest brokers are Lockton ($1.3M, 8 plans), Marsh McLennan Agency ($804,945, 7 plans), Gallagher ($483,904, 6 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Bluecross Blueshield of Texas, Health Care Service Corporation.
Are Addison employer health plans self-funded or fully insured?
Of 44 Addison employer plans, 15 are fully insured, 16 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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