Frisco, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
50 employers in Frisco, Texas filed health plans with 100 or more participants for plan year 2024, covering 50,848 participants. They reported $42M in insurance premiums and $8.3M in broker commissions and fees. Against 2023, premiums were up 29.5% and broker pay rose 24.6%.
Funding: 15 fully insured · 13 self-funded · 22 mixed. 35 of 50 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Frisco
Frisco employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Addus Healthcare, Inc. | $26,043,216 | $576,180 | 3,163 | HUB International |
| CCG Services Inc. | $9,758,888 | $330,045 | 773 | Marsh McLennan Agency |
| Healthcare Clinical Employee Services, P.C. | $2,684,729 | $168,956 | 676 | Mercer |
| Healthcare Employee Services LLC | $1,583,834 | $113,523 | 518 | Mercer |
| White Energy Holding Company, LLC | $1,221,306 | $31,957 | 107 | Endeavor Risk Advisors LLC |
| Vista JV Partners, LLC | $416,583 | $45,055 | 103 | Mercer |
| Careington International Corp | $75,721 | $174,071 | 577 | Brown & Brown |
| Quest Events dba Quest Drape | $75,509 | $59,468 | 160 | EPIC Insurance Brokers |
| Keurig DR. Pepper, Inc | $0 | $428,368 | 22,002 | Lockton |
| Ruiz Food Products, Inc. | $0 | $836,086 | 4,469 | Alliant Insurance Services |
| Uber Freight US LLC | $0 | $191,965 | 3,112 | Lockton |
| Aegis Therapies, Inc. | $0 | $318,287 | 2,377 | Mercer |
| Northwest Hardwoods, Inc. | $0 | $114,408 | 1,249 | Lockton |
| Soleo Health Holdings | $0 | $360,498 | 793 | Lockton |
| Gearbox Software LLC | $0 | $315,617 | 665 | Marsh McLennan Agency |
| Dallas Cowboys Football Club, LTD. and Related Entities | $0 | $288,005 | 661 | Lockton |
| Bandera Utility Contractors, LLC | $0 | $19,593 | 569 | Tailored Worksite Services |
| Abc Fitness Solutions LLC | $0 | $125,799 | 562 | Mercer |
| Stonebriar Auto Services LLC dba Jiffy Lube | $0 | $147,255 | 501 | Joseph K Haley |
| Altair Global Services, LLC | $0 | $41,813 | 486 | Howard Hanger |
| Mario Sinacola & Sons Excavating, Inc. | $0 | $321,772 | 481 | Lockton |
| Lexipol, LLC | $0 | $229,150 | 414 | Virtus LLC |
| MTX Group, Inc. | $0 | $142,602 | 396 | Gallagher |
| Evergreen Health Group LLC | $0 | $34,130 | 354 | Cobbs Allen |
| Allergy & Clinical Holdings, LLC | $0 | $71,425 | 342 | Brown & Brown |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Frisco employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,885,568 | 9 |
| Marsh McLennan Agency | $1,023,030 | 7 |
| Mercer | $771,667 | 5 |
| HUB International | $644,151 | 2 |
| Alliant Insurance Services | $465,052 | 1 |
| Hris Insurance Services | $332,922 | 1 |
| Gallagher | $302,041 | 4 |
| Brown & Brown | $280,743 | 3 |
| RSC Insurance Brokerage, Inc. | $257,098 | 2 |
| Higginbotham | $254,899 | 3 |
Largest medical carriers
Medical premium written for these employers.
Frisco against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Frisco | Texas | United States | |
|---|---|---|---|
| Employer plans | 50 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $113,523 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 1 | 22 | 933 |
Year over year. In plan year 2023, 45 Frisco employers reported $32M in premiums and $6.6M in broker pay for 48,863 participants; in 2024 it was $42M and $8.3M for 50,848 participants (premiums +29.5%, broker pay +24.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Frisco employers pay health insurance brokers?
50 Frisco employers reported $8,252,345 in broker commissions and fees on their 2024 Form 5500 filings, 49 of them disclosing at least some compensation. Too few fully insured medical plans in Frisco reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Frisco employer that disclosed broker pay reported $113,523.
Which Frisco employers have the largest health plans?
By insurance premium reported for 2024, Addus Healthcare, Inc. ($26M), CCG Services Inc. ($9.8M), Healthcare Clinical Employee Services, P.C. ($2.7M) lead. 25 Frisco employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Frisco?
By compensation reported by Frisco employers, the largest brokers are Lockton ($1.9M, 9 plans), Marsh McLennan Agency ($1.0M, 7 plans), Mercer ($771,667, 5 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Cigna Health and Life Insurance Company, Blue Cross Blue Shield of Kansas City.
Are Frisco employer health plans self-funded or fully insured?
Of 50 Frisco employer plans, 15 are fully insured, 13 are self-funded and 22 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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