Pasadena, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
40 employers in Pasadena, Texas filed health plans with 100 or more participants for plan year 2024, covering 12,329 participants. They reported $9.8M in insurance premiums and $4.2M in broker commissions and fees. Against 2023, premiums were up 21.0% and broker pay rose 20.5%.
Funding: 7 fully insured · 18 self-funded · 15 mixed. 33 of 40 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Pasadena
Pasadena employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Kaneka North America, LLC | $8,981,810 | $268,101 | 535 | GBS Houston Inc. |
| Camin Cargo Control, Inc. | $412,477 | $236,271 | 927 | Willis Towers Watson |
| Pci Nitrogen, LLC | $359,405 | $46,246 | 268 | Mercer |
| Total Safety U.S., Inc. | $0 | $565,569 | 1,630 | Explain MY Benefits LLC |
| The Kades Corporation | $0 | — | 773 | — |
| Texas Transeastern, Inc. | $0 | $174,895 | 610 | USI Insurance Services |
| Trimac Equipment Leasing, Inc. | $0 | $103,699 | 543 | Gallagher |
| LD Services, LLC | $0 | $258,907 | 475 | USI Insurance Services |
| Axion Logistics, LLC | $0 | $43,709 | 370 | Sofer Steiner |
| Wrist North America, Inc. | $0 | $76,992 | 352 | Aon |
| Timec Oil and Gas, Inc. | $0 | $213,473 | 349 | RSC Insurance Brokerage Inc |
| Pinnacleart | $0 | $51,265 | 342 | USI Insurance Services |
| Ser Construction Partners, LLC | $0 | $95,913 | 319 | Higginbotham |
| MRJ Family Investments, LLC | $0 | — | 315 | — |
| PMC Hospital, LLC | $0 | $72,668 | 287 | Gallagher |
| Summa Group, LLC | $0 | $79,879 | 274 | Highpoint Insurance Group LLC |
| Bayport Polymers LLC | $0 | $264,500 | 251 | Mercer |
| M & N Q, Inc. | $0 | — | 239 | — |
| Colt Services, LP | $0 | $138,171 | 229 | Hays Companies |
| Pure Safety Group, Inc. | $0 | $194,362 | 223 | Alliant Insurance Services |
| Palmer Distribution Services Inc | $0 | $134,650 | 217 | Kimberly S Evetts |
| Allredi LLC | $0 | $161,152 | 215 | USI Insurance Services |
| Mar-Q, Inc. | $0 | — | 214 | — |
| Gulf Coast Educators Federal Credit Union | $0 | $83,326 | 182 | Gallagher |
| Dixie Holdings, Inc. | $0 | $29,120 | 170 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Pasadena employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $496,767 | 4 |
| Marsh McLennan Agency | $386,932 | 4 |
| Explain MY Benefits LLC | $335,877 | 1 |
| Mercer | $294,577 | 2 |
| Gallagher | $291,148 | 4 |
| Stephens Insurance LLC | $221,102 | 1 |
| Brown & Noyes, LLC | $207,596 | 1 |
| Alliant Insurance Services | $187,626 | 1 |
| Highpoint Insurance Group, LLC | $182,772 | 2 |
| Aon | $164,418 | 2 |
Largest medical carriers
Medical premium written for these employers.
Pasadena against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Pasadena | Texas | United States | |
|---|---|---|---|
| Employer plans | 40 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $108,588 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 40 Pasadena employers reported $8.1M in premiums and $3.5M in broker pay for 11,862 participants; in 2024 it was $9.8M and $4.2M for 12,329 participants (premiums +21.0%, broker pay +20.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Pasadena employers pay health insurance brokers?
40 Pasadena employers reported $4,173,756 in broker commissions and fees on their 2024 Form 5500 filings, 30 of them disclosing at least some compensation. Too few fully insured medical plans in Pasadena reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Pasadena employer that disclosed broker pay reported $108,588.
Which Pasadena employers have the largest health plans?
By insurance premium reported for 2024, Kaneka North America, LLC ($9.0M), Camin Cargo Control, Inc. ($412,477), Pci Nitrogen, LLC ($359,405) lead. 25 Pasadena employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Pasadena?
By compensation reported by Pasadena employers, the largest brokers are USI Insurance Services ($496,767, 4 plans), Marsh McLennan Agency ($386,932, 4 plans), Explain MY Benefits LLC ($335,877, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of TX, Bluecross Blueshield of Texas, Cigna Health and Life Insurance Company.
Are Pasadena employer health plans self-funded or fully insured?
Of 40 Pasadena employer plans, 7 are fully insured, 18 are self-funded and 15 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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