Sugar Land, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
33 employers in Sugar Land, Texas filed health plans with 100 or more participants for plan year 2024, covering 59,292 participants. They reported $74M in insurance premiums and $7.8M in broker commissions and fees. Against 2023, premiums were up 58.4% and broker pay rose 40.4%.
Funding: 6 fully insured · 13 self-funded · 14 mixed. 27 of 33 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Sugar Land
Sugar Land employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Prosperity Bank | $32,092,284 | $776,943 | 4,047 | The Plexus Groupe LLC |
| Team, Inc. | $24,309,072 | $1,814,884 | 3,303 | Gallagher |
| Board of Trustees, Texas Iron Workers' Health Benefit Fund | $10,216,811 | — | 1,675 | — |
| Advance Polybag (texas), Inc. | $5,416,549 | $116,420 | 943 | USI Insurance Services |
| Abm Industries Incorporated | $793,440 | $1,886,963 | 25,625 | Lockton |
| Southwest Water Company | $687,098 | $412,988 | 536 | Mercer |
| Hydro Resources Holdings, Inc. | $225,254 | $64,942 | 366 | Marsh McLennan Agency |
| Asd Therapy Solutions, LLC | $101,076 | $174,543 | 206 | Marsh McLennan Agency |
| Yokogawa Corporation of America | $81,775 | $67,061 | 610 | NFP |
| Prime Communications, LP | $0 | $300,550 | 7,900 | Lockton |
| Primeflight Aviation Services, Inc. | $0 | $771,221 | 4,885 | Gallagher |
| CVR Services, LLC | $0 | $132,237 | 1,489 | Lockton |
| Quva Pharma, Inc. | $0 | $45,924 | 1,143 | CBIZ |
| Getixhealth, LLC | $0 | $17,280 | 983 | USI Insurance Services |
| CLS Management Services, Inc. | $0 | $124,247 | 888 | Lockton |
| GR Energy Services | $0 | $36,404 | 704 | The Segal Co Eastern States Inc. |
| Master Mobilelink | $0 | $132,998 | 678 | USI Insurance Services |
| HCSS Employer, Inc | $0 | $20,742 | 441 | Kaplan Benefits Group LLC |
| Shelwar Enterprises | $0 | — | 308 | — |
| Western Container Corporation | $0 | $26,837 | 279 | Gallagher |
| E.E. Reed Co., LTD. | $0 | $168,599 | 260 | Bci Insurance Solutions, Inc. |
| Applied Optoelectronics, Inc. | $0 | $76,510 | 246 | Gallagher |
| Healix Infusion Therapy, LLC | $0 | $161,616 | 240 | Willis Towers Watson |
| CVR Partners, LP | $0 | — | 223 | — |
| Tramontina USA, Inc. | $0 | $2,456 | 220 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Sugar Land employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $2,678,126 | 8 |
| Lockton | $1,446,238 | 5 |
| Alight Solutions | $489,202 | 1 |
| The Plexus Groupe LLC | $418,286 | 1 |
| Mercer | $412,988 | 1 |
| Hodges-Mace Benefits Group | $258,969 | 1 |
| Willis Towers Watson | $252,924 | 2 |
| USI Insurance Services | $225,413 | 4 |
| Marsh McLennan Agency | $184,386 | 2 |
| Timothy Joseph Foster | $146,950 | 1 |
Largest medical carriers
Medical premium written for these employers.
Sugar Land against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Sugar Land | Texas | United States | |
|---|---|---|---|
| Employer plans | 33 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $88,480 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 1 | 22 | 933 |
Year over year. In plan year 2023, 35 Sugar Land employers reported $47M in premiums and $5.5M in broker pay for 66,742 participants; in 2024 it was $74M and $7.8M for 59,292 participants (premiums +58.4%, broker pay +40.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Sugar Land employers pay health insurance brokers?
33 Sugar Land employers reported $7,770,409 in broker commissions and fees on their 2024 Form 5500 filings, 30 of them disclosing at least some compensation. Too few fully insured medical plans in Sugar Land reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Sugar Land employer that disclosed broker pay reported $88,480.
Which Sugar Land employers have the largest health plans?
By insurance premium reported for 2024, Prosperity Bank ($32M), Team, Inc. ($24M), Board of Trustees, Texas Iron Workers' Health Benefit Fund ($10M) lead. 25 Sugar Land employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Sugar Land?
By compensation reported by Sugar Land employers, the largest brokers are Gallagher ($2.7M, 8 plans), Lockton ($1.4M, 5 plans), Alight Solutions ($489,202, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Curative Insurance Company, Blue Cross Blue Shield.
Are Sugar Land employer health plans self-funded or fully insured?
Of 33 Sugar Land employer plans, 6 are fully insured, 13 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
Is your company on this page? Get its Form 5500 read next to the Sugar Land, Texas medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.