Midland, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
61 employers in Midland, Texas filed health plans with 100 or more participants for plan year 2024, covering 19,164 participants. They reported $2.7M in insurance premiums and $5.1M in broker commissions and fees. Against 2023, premiums were down 17.8% and broker pay fell 10.2%.
Funding: 27 fully insured · 26 self-funded · 8 mixed. 34 of 61 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Midland
Midland employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Wildcat Oil Tools, LLC | $2,030,199 | $107,655 | 542 | Insurance One Management Inc |
| Total Operations and Production Services, LLC | $334,451 | $160,255 | 141 | IMA Financial |
| Warren Equipment Company | $284,042 | $456,548 | 2,290 | Marsh McLennan Agency |
| Palafox Hospitality LTD. la Posada Hotel/Suites | $85,111 | $2,959 | 100 | Marsh McLennan Agency |
| Propetro Services, Inc. | $0 | $415,880 | 1,923 | Avant Specialty Benefits, LLC |
| Endeavor Energy Resources LP | $0 | $265,144 | 1,145 | Marsh McLennan Agency |
| Diamondback E&P LLC | $0 | $44,677 | 1,030 | Gallagher |
| American Energy Management | $0 | $74,144 | 660 | Lockton |
| Mulholland Energy Services, LLC | $0 | $11,673 | 586 | Holmes Murphy |
| Morrow Energy, LLC | $0 | $127,968 | 522 | McNally Wilkins, Inc |
| Wescon Management Group | $0 | $83,327 | 489 | Freestone Financial, LLC |
| Ntact Operations, LTD | $0 | — | 399 | — |
| WTG Downstream Services LLC | $0 | $34,411 | 397 | Aon |
| Advanced Stimulation Technologies/Bluestreak Fuel & Lubricants | $0 | — | 340 | — |
| J & a Hospitality, LLC | $0 | — | 339 | — |
| Flatland Holdings Inc. RK Pump and Supply | $0 | $135,800 | 337 | Higginbotham |
| Sand Revolution Ii | $0 | $191,605 | 319 | Higginbotham |
| Pintail Alternative Energy, LLC | $0 | $231,508 | 298 | Higginbotham |
| JMR Employees, LLC | $0 | $39,267 | 272 | Frost Insurance Agency Inc |
| Q2 Artificial Lift Services LLC | $0 | $202,166 | 269 | Insurica Insurance Services, LLC |
| Permian Resources Management, LLC | $0 | $148,248 | 259 | Holmes Murphy |
| Sunset Well Service, Inc. | $0 | $58,067 | 259 | Higginbotham |
| WTG Corporate Services, LLC | $0 | $55,133 | 256 | Gallagher |
| Community National Bank | $0 | $113,424 | 252 | Gallagher |
| Paloma Pressure Control, LLC | $0 | $93,709 | 251 | Lockton |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Midland employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $1,002,010 | 9 |
| Higginbotham | $857,464 | 10 |
| Gallagher | $620,911 | 10 |
| Holmes Murphy | $424,883 | 5 |
| Avant Specialty Benefits LLC | $279,093 | 1 |
| Lockton | $207,486 | 4 |
| IMA Financial | $177,677 | 2 |
| Insurica Insurance Services, LLC | $158,264 | 1 |
| Alliant Insurance Services | $148,751 | 2 |
| McAnally Wilkins Inc | $127,858 | 4 |
Largest medical carriers
Medical premium written for these employers.
Midland against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Midland | Texas | United States | |
|---|---|---|---|
| Employer plans | 61 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $70,022 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 59 Midland employers reported $3.3M in premiums and $5.7M in broker pay for 18,395 participants; in 2024 it was $2.7M and $5.1M for 19,164 participants (premiums −17.8%, broker pay −10.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Midland employers pay health insurance brokers?
61 Midland employers reported $5,142,696 in broker commissions and fees on their 2024 Form 5500 filings, 56 of them disclosing at least some compensation. Too few fully insured medical plans in Midland reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Midland employer that disclosed broker pay reported $70,022.
Which Midland employers have the largest health plans?
By insurance premium reported for 2024, Wildcat Oil Tools, LLC ($2.0M), Total Operations and Production Services, LLC ($334,451), Warren Equipment Company ($284,042) lead. 25 Midland employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Midland?
By compensation reported by Midland employers, the largest brokers are Marsh McLennan Agency ($1.0M, 9 plans), Higginbotham ($857,464, 10 plans), Gallagher ($620,911, 10 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Health Care Service Corporation, Sun Life Assurance Company of Canada.
Are Midland employer health plans self-funded or fully insured?
Of 61 Midland employer plans, 27 are fully insured, 26 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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