Irving, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
150 employers in Irving, Texas filed health plans with 100 or more participants for plan year 2024, covering 490,244 participants. They reported $62M in insurance premiums and $33M in broker commissions and fees. Against 2023, premiums were up 39.0% and broker pay rose 22.6%.
Funding: 43 fully insured · 37 self-funded · 70 mixed. 107 of 150 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Irving
Irving employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Laird Plastics, Inc. | $11,829,898 | $349,731 | 1,118 | The Baldwin Group |
| Planet Financial Group, LLC | $9,202,265 | $109,296 | 1,051 | Lockton |
| Gainwell Technologies | $6,512,074 | $1,220,783 | 10,993 | Mercer |
| Gruma Corporation | $5,164,522 | $30 | 8,961 | Gallagher |
| McKesson Corporation - Delaware | $3,989,354 | $86,538 | 29,193 | Lockton |
| Team Car Care East, LLC | $3,422,382 | $68,124 | 1,100 | The Plexus Groupe LLC |
| Shiftkey, LLC | $3,314,080 | $46,858 | 269 | USI Insurance Services |
| Pioneer Natural Resources USA, Inc | $2,832,006 | $393,463 | 2,268 | Holmes Murphy |
| Darling Ingredients, Inc. | $2,791,935 | $59,163 | 5,013 | Aon |
| Highgate Hotels LLC | $2,066,333 | $118,765 | 466 | HUB International |
| Grace Hill, LLC | $1,813,813 | $125,955 | 179 | Lockton |
| Celanese Americas, LLC. | $1,470,000 | $943,862 | 4,586 | Willis Towers Watson |
| Exeter Finance LLC | $1,285,346 | $217,242 | 1,723 | Alliant Insurance Services |
| Boy Scouts of America | $1,104,658 | $75,162 | 6,257 | Willis Towers Watson |
| Jag Industrial Services, Inc. | $1,031,650 | $32,142 | 294 | Michele L Bolser |
| SYB Construction Co., Inc. | $919,561 | $71,976 | 125 | Frost Insurance- Fort Worth |
| Fluor Corporation | $783,739 | $421,354 | 8,115 | Strategic Non-Medical Solutions LLC |
| Nautilus Hyosung America, Inc. | $643,987 | $111,963 | 963 | David M Joye |
| Team Car Care West, LLC | $617,104 | $37,341 | 1,600 | The Plexus Groupe LLC |
| G2 Secure Staff | $559,717 | $479,587 | 7,260 | Alliant Insurance Services |
| GS Operating LLC | $317,171 | $20,102 | 346 | USI Insurance Services |
| Sourcehov, LLC | $87,300 | $1,294,767 | 3,472 | Aon |
| 7-Eleven, Inc | $0 | $3,640,268 | 67,341 | Mercer |
| Caterpillar Inc. | $0 | $359,028 | 46,686 | Mercer |
| Michaels Stores, Inc. | $0 | $928,152 | 38,227 | Mercer |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Irving employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $6,268,364 | 8 |
| Lockton | $5,129,460 | 30 |
| Willis Towers Watson | $2,151,146 | 8 |
| USI Insurance Services | $1,861,892 | 16 |
| Marsh McLennan Agency | $1,711,276 | 17 |
| Gallagher | $1,603,949 | 15 |
| Holmes Murphy | $1,567,136 | 10 |
| Aon | $1,082,298 | 6 |
| Alliant Insurance Services | $1,063,360 | 7 |
| Higginbotham | $964,560 | 10 |
Largest medical carriers
Medical premium written for these employers.
Irving against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Irving | Texas | United States | |
|---|---|---|---|
| Employer plans | 150 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $120,654 | $86,351 | $72,628 |
| Medical premium per covered person | $7,033 | $6,089 | $7,274 |
| Plans reporting no commission | 1 | 22 | 933 |
Year over year. In plan year 2023, 146 Irving employers reported $44M in premiums and $27M in broker pay for 483,703 participants; in 2024 it was $62M and $33M for 490,244 participants (premiums +39.0%, broker pay +22.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Irving employers pay health insurance brokers?
150 Irving employers reported $32,674,660 in broker commissions and fees on their 2024 Form 5500 filings, 142 of them disclosing at least some compensation. Too few fully insured medical plans in Irving reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Irving employer that disclosed broker pay reported $120,654.
Which Irving employers have the largest health plans?
By insurance premium reported for 2024, Laird Plastics, Inc. ($12M), Planet Financial Group, LLC ($9.2M), Gainwell Technologies ($6.5M) lead. 25 Irving employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Irving?
By compensation reported by Irving employers, the largest brokers are Mercer ($6.3M, 8 plans), Lockton ($5.1M, 30 plans), Willis Towers Watson ($2.2M, 8 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Cigna Health and Life Insurance Company, Triple S Salud, Inc..
Are Irving employer health plans self-funded or fully insured?
Of 150 Irving employer plans, 43 are fully insured, 37 are self-funded and 70 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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