Katy, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
26 employers in Katy, Texas filed health plans with 100 or more participants for plan year 2024, covering 21,966 participants. They reported $21M in insurance premiums and $2.4M in broker commissions and fees. Against 2023, premiums were up 9.4% and broker pay fell 0.5%.
Funding: 11 fully insured · 13 self-funded · 2 mixed. 15 of 26 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Katy
Katy employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| U.S. Silica Company | $20,659,681 | $338,180 | 1,610 | Lockton |
| Academy, LTD | $0 | $296,698 | 10,391 | Gallagher |
| Inframark | $0 | $161,423 | 2,845 | Lockton |
| DNV GL USA, Inc. | $0 | $93,530 | 1,634 | Alliant Insurance Services |
| DHG Unlimited LLC | $0 | — | 717 | — |
| Igloo Products Corp. | $0 | $19,552 | 656 | USI Insurance Services |
| Staff Force, Inc. | $0 | $256,340 | 632 | Insurance Applications Group |
| Percheron, LLC | $0 | $154,861 | 483 | Higginbotham |
| Choctaw Construction Services, LLC | $0 | $145,717 | 303 | Higginbotham |
| Knust-Godwin, LLC | $0 | $15,233 | 216 | Centurion Insurance Services LLC |
| Holiday World of Houston | $0 | $40,548 | 209 | Higginbotham |
| Municipal District Services, LLC | $0 | $105,065 | 207 | Holmes Murphy |
| Spring Branch Community Health Center | $0 | $21,049 | 176 | Demetrius G Navarro |
| Brazos Valley Schools Credit Union | $0 | $14,523 | 172 | Alliant Insurance Services |
| Cane Islan Healthcare, Inc | $0 | — | 170 | — |
| Employers One Source Group | $0 | $31,259 | 162 | Abm Insurance & Benefit Services |
| Corporate Support and Fulfillment, LLC | $0 | $89,761 | 151 | Anco Insurance Services of Bryan CS |
| Mayekawa U.S.A., Inc. | $0 | $163,624 | 150 | Marsh McLennan Agency |
| SJH Sheffield Holdings LLC | $0 | $149,790 | 144 | USI Insurance Services |
| Hoover Circular Solutions | $0 | $26,147 | 143 | Lockton |
| Ledge Lounger, Inc. | $0 | $33,260 | 141 | Marsh McLennan Agency |
| Roshal Imaging Services, Inc. | $0 | $71,044 | 137 | Memorial Financial SVCS Corporation |
| Charter Brokerage LLC | $0 | $95,873 | 136 | Gallagher |
| Mla Payroll Services Inc | $0 | $1,578 | 131 | Connect Agencies Inc |
| Moore Control Systems Inc | $0 | $49,722 | 126 | EPIC Insurance Brokers |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Katy employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $392,912 | 3 |
| Higginbotham | $336,928 | 4 |
| Lockton | $298,996 | 3 |
| USI Insurance Services | $296,468 | 5 |
| Alliant Insurance Services | $223,292 | 3 |
| Insurance Applications Group | $112,462 | 1 |
| Marsh McLennan Agency | $101,498 | 2 |
| Holmes Murphy | $84,488 | 1 |
| Anco Insurance Services of Bryan CS | $81,372 | 1 |
| Planned Administrators, Inc. | $80,861 | 1 |
Largest medical carriers
Medical premium written for these employers.
Katy against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Katy | Texas | United States | |
|---|---|---|---|
| Employer plans | 26 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $80,403 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 26 Katy employers reported $19M in premiums and $2.4M in broker pay for 21,187 participants; in 2024 it was $21M and $2.4M for 21,966 participants (premiums +9.4%, broker pay −0.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Katy employers pay health insurance brokers?
26 Katy employers reported $2,398,609 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Katy reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Katy employer that disclosed broker pay reported $80,403.
Which Katy employers have the largest health plans?
By insurance premium reported for 2024, U.S. Silica Company ($21M), Academy, LTD ($0), Inframark ($0) lead. 25 Katy employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Katy?
By compensation reported by Katy employers, the largest brokers are Gallagher ($392,912, 3 plans), Higginbotham ($336,928, 4 plans), Lockton ($298,996, 3 plans). By medical premium, the largest carriers are Aetna Life Insurance Company, Bluecross Blueshield of Texas, Cigna Health and Life Insurance Company.
Are Katy employer health plans self-funded or fully insured?
Of 26 Katy employer plans, 11 are fully insured, 13 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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