Amarillo, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
35 employers in Amarillo, Texas filed health plans with 100 or more participants for plan year 2024, covering 12,188 participants. They reported $29,029 in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were down 94.8% and broker pay rose 5.2%.
Funding: 5 fully insured · 17 self-funded · 13 mixed. 30 of 35 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Amarillo
Amarillo employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| CS Beef Packers LLC | $29,029 | $2,327 | 682 | William J Gililland |
| Bruckner Truck Sales | $0 | $177,309 | 1,306 | Insurance Management Services |
| Maxor National Pharmacy Services, LLC | $0 | $194,529 | 965 | Lockton |
| Affiliated Foods, Inc. | $0 | $173,625 | 905 | Lockton |
| Cactus Feeders, Inc. | $0 | $127,331 | 775 | Gallagher |
| Amarillo National Bank | $0 | $198,618 | 684 | Upshaw Insurance Agency Inc |
| Toot 'n Totum Food Stores, LLC | $0 | $90,350 | 543 | Insurica DFB Insurance Services LLC |
| Auto, LLLP | $0 | $12,764 | 429 | Marsh McLennan Agency |
| Friona Industries LP | $0 | $51,831 | 400 | Marsh McLennan Agency |
| Modern Aviation, Inc. | $0 | $103,076 | 346 | McGohan Brabender, Inc. |
| Baptist Community Services | $0 | $171,045 | 338 | Upshaw Insurance Agency Inc |
| Cal Farley's Boys Ranch | $0 | $27,374 | 328 | Fairly Consulting Group LLC |
| BDR Preferred Holdings, LLC | $0 | $169,385 | 327 | Upshaw Insurance Agency Inc. |
| Gri Towers Texas, Inc. | $0 | $131,301 | 301 | Gallagher |
| Canyon Restaurant, LLC | $0 | — | 297 | — |
| Apollo Medflight LLC | $0 | $109,518 | 296 | Gallagher |
| A-7 Austin LLC | $0 | $39,554 | 290 | Upshaw Insurance Agency Inc. |
| J. Lee Milligan | $0 | — | 280 | — |
| FMC Services, LLC. | $0 | $98,067 | 245 | Upshaw Insurance Agency |
| H. J. Dana Enterprises | $0 | — | 237 | — |
| Yellowhouse Machinery Company | $0 | $172,285 | 234 | Managed Benefits Inc |
| Occunet, LLC | $0 | $47,707 | 229 | Fairly Consulting Group LLC |
| Herring Bank | $0 | $62,252 | 168 | Brown & Noyes, LLC. |
| SMART Chemical Solutions | $0 | $90,578 | 160 | USI Insurance Services |
| Panhandle Eye Group, LLP | $0 | $1,594 | 152 | Ims Marketing, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Amarillo employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Upshaw Insurance Agency Inc | $609,200 | 5 |
| Lockton | $403,043 | 3 |
| Gallagher | $395,253 | 5 |
| Insurance Management Services | $208,086 | 3 |
| Managed Benefits Inc | $149,340 | 1 |
| Insurica DFB Insurance Services LLC | $106,833 | 3 |
| USI Insurance Services | $90,578 | 1 |
| McGohan Brabender, Inc. | $87,659 | 1 |
| Fairly Consulting Group LLC | $75,081 | 2 |
| Marsh McLennan Agency | $57,230 | 2 |
Largest medical carriers
Medical premium written for these employers.
Amarillo against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Amarillo | Texas | United States | |
|---|---|---|---|
| Employer plans | 35 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $80,911 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 35 Amarillo employers reported $563,278 in premiums and $2.3M in broker pay for 12,530 participants; in 2024 it was $29,029 and $2.5M for 12,188 participants (premiums −94.8%, broker pay +5.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Amarillo employers pay health insurance brokers?
35 Amarillo employers reported $2,459,173 in broker commissions and fees on their 2024 Form 5500 filings, 28 of them disclosing at least some compensation. Too few fully insured medical plans in Amarillo reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Amarillo employer that disclosed broker pay reported $80,911.
Which Amarillo employers have the largest health plans?
By insurance premium reported for 2024, CS Beef Packers LLC ($29,029), Bruckner Truck Sales ($0), Maxor National Pharmacy Services, LLC ($0) lead. 25 Amarillo employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Amarillo?
By compensation reported by Amarillo employers, the largest brokers are Upshaw Insurance Agency Inc ($609,200, 5 plans), Lockton ($403,043, 3 plans), Gallagher ($395,253, 5 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, Pan-American Life Insurance Company, Bluecross Blueshield of Texas.
Are Amarillo employer health plans self-funded or fully insured?
Of 35 Amarillo employer plans, 5 are fully insured, 17 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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