Carrollton, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
48 employers in Carrollton, Texas filed health plans with 100 or more participants for plan year 2024, covering 17,860 participants. They reported $7.3M in insurance premiums and $3.7M in broker commissions and fees. Against 2023, premiums were down 1.9% and broker pay rose 8.1%.
Funding: 12 fully insured · 22 self-funded · 14 mixed. 36 of 48 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Carrollton
Carrollton employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Aer Manufacturing, L.P. | $6,675,581 | — | 1,129 | — |
| Century Products Inc | $574,622 | $22,026 | 109 | Ebenconcepts Company, Inc. |
| Mb2 Dental, PLLC. | $0 | $484,907 | 3,819 | Holmes Murphy |
| Cantex Continuing Care Network | $0 | $523,504 | 1,287 | Cobbs Allen |
| All MY Sons Business Development LLC | $0 | — | 1,264 | — |
| Teasdale Foods, Inc. | $0 | $402 | 918 | Avant Specialty Benefits, LLC |
| 4front Engineered Solutions, Inc. | $0 | $115,018 | 600 | Gallagher |
| Tidel Engineering, L.P. | $0 | $129,448 | 476 | Lockton |
| Onx Inc. | $0 | $277,789 | 437 | Marsh McLennan Agency |
| Romco, Inc. | $0 | $278,606 | 388 | Gallagher |
| Lifecare 2.0 LLC | $0 | $32,519 | 343 | Network Ins Planning Corporation |
| Superscapes Opco LLC | $0 | $75,552 | 321 | Big Benefit Corp |
| Rasa Floors and Carpet Cleaning, LLC | $0 | $92,273 | 320 | Gallagher |
| Sana Healthcare dba Carrollton Regional Medical Center | $0 | $79,758 | 314 | HUB International |
| Humphrey & Associates, Inc. | $0 | $26,235 | 304 | Lifetime Benefits Insurance LLP |
| Homepro Operating, LLC | $0 | $22,673 | 302 | Marsh McLennan Agency |
| Buzzballz, LLC | $0 | $5,036 | 299 | Higginbotham |
| Western Extrusions Corporation | $0 | — | 290 | — |
| Ams Group Holdco, Inc. | $0 | $42,708 | 271 | Gallagher |
| Swiss-American Cdmo, LLC | $0 | $103,702 | 250 | Relation Insurance |
| Cherry Painting Company, Inc. | $0 | $145,049 | 247 | Robert E. Miller Insurance Agency |
| Lasco Acoustics and Drywall, Inc. | $0 | $110,976 | 240 | Cobb Benefits Group LLC |
| Scott & Associates, PC | $0 | $22,842 | 224 | Ins Group Inc |
| Impact Floors of Texas, LLC | $0 | $13,286 | 215 | USI Insurance Services |
| Owen-Adams, L.P. | $0 | $91,921 | 213 | Frost Insurance Agency, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Carrollton employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $528,605 | 4 |
| Holmes Murphy | $483,951 | 2 |
| Cobbs Allen | $433,179 | 1 |
| Lockton | $377,524 | 5 |
| Marsh McLennan Agency | $324,493 | 6 |
| USI Insurance Services | $232,829 | 5 |
| Cobb Benefits Group LLC | $190,703 | 3 |
| Relation Insurance | $97,508 | 1 |
| Frost Insurance Agency, Inc. | $91,921 | 1 |
| Hooray Health LLC | $90,325 | 1 |
Largest medical carriers
Medical premium written for these employers.
Carrollton against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Carrollton | Texas | United States | |
|---|---|---|---|
| Employer plans | 48 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $55,741 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 1 | 22 | 933 |
Year over year. In plan year 2023, 57 Carrollton employers reported $7.4M in premiums and $3.4M in broker pay for 18,952 participants; in 2024 it was $7.3M and $3.7M for 17,860 participants (premiums −1.9%, broker pay +8.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Carrollton employers pay health insurance brokers?
48 Carrollton employers reported $3,718,052 in broker commissions and fees on their 2024 Form 5500 filings, 43 of them disclosing at least some compensation. Too few fully insured medical plans in Carrollton reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Carrollton employer that disclosed broker pay reported $55,741.
Which Carrollton employers have the largest health plans?
By insurance premium reported for 2024, Aer Manufacturing, L.P. ($6.7M), Century Products Inc ($574,622), Mb2 Dental, PLLC. ($0) lead. 25 Carrollton employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Carrollton?
By compensation reported by Carrollton employers, the largest brokers are Gallagher ($528,605, 4 plans), Holmes Murphy ($483,951, 2 plans), Cobbs Allen ($433,179, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Blue Cross and Blue Shield of Alabama, Adrem Administrators LLC.
Are Carrollton employer health plans self-funded or fully insured?
Of 48 Carrollton employer plans, 12 are fully insured, 22 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
Is your company on this page? Get its Form 5500 read next to the Carrollton, Texas medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.