Beaumont, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
29 employers in Beaumont, Texas filed health plans with 100 or more participants for plan year 2024, covering 10,003 participants. They reported $5.6M in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were down 55.9% and broker pay rose 8.5%.
Funding: 10 fully insured · 12 self-funded · 7 mixed. 19 of 29 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Beaumont
Beaumont employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Helena Laboratories Corporation | $2,808,504 | $65,095 | 329 | Sherlock Insurance Agency Inc |
| American Valve & Hydrant Manufacturing Company | $2,578,784 | $62,221 | 217 | Cadence Insurance Inc. |
| Rave Financial Credit Union | $210,652 | $270,417 | 297 | Gallagher |
| Coburn Supply Company, Inc. | $0 | $111,615 | 1,007 | Lockton |
| Harbor Healthcare System, L.P. | $0 | $184,151 | 1,002 | Marsh McLennan Agency |
| The Modern Group LTD | $0 | $100,603 | 1,002 | Higginbotham |
| Deli Management, Inc. | $0 | $141,628 | 819 | Selerix Insurance Services, LLC |
| Richard Design Services, Inc. | $0 | $148,968 | 548 | Higginbotham |
| Southeast Texas Classic Automotive, Inc. | $0 | $137,945 | 494 | USI Insurance Services |
| Trans-Global Solutions, Inc. | $0 | $37,166 | 453 | USI Insurance Services |
| Burrow Global, LLC | $0 | $18,880 | 366 | USI Insurance Services |
| Del Papa Distributing Company, Inc. | $0 | — | 361 | — |
| Winnie Community Hospital, LLC | $0 | $68,495 | 304 | Corporate Benefits Alliance |
| R&P Employer Solutions of TX Inc. | $0 | $11,634 | 277 | Robichau, Ross Aaron |
| Axis Power LLC | $0 | $142,944 | 246 | Marsh McLennan Agency |
| Germer, P.L.L.C. | $0 | $147,896 | 245 | USI Insurance Services |
| Tri-Supply LLC | $0 | $165,944 | 208 | Insurica TX Insurance Services, Inc |
| Ree, Inc. | $0 | — | 201 | — |
| Mason Construction, LLC | $0 | $65,245 | 193 | Higginbotham |
| Scallon Controls, Inc. | $0 | $176,080 | 187 | USI Insurance Services |
| Whiteley Infrstructure Group | $0 | $513 | 186 | Higginbotham |
| Script Care, LTD. | $0 | $159,799 | 171 | Cadence Insurance, Inc |
| M & D Supply, Inc. | $0 | $15,853 | 165 | Higginbotham |
| Education First Federal Credit Union | $0 | — | 135 | — |
| Quality Mat Company | $0 | $57,279 | 135 | Crystal Ibc LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Beaumont employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $621,850 | 8 |
| Gallagher | $344,778 | 3 |
| Marsh McLennan Agency | $291,002 | 2 |
| Higginbotham | $278,157 | 5 |
| Cadence Insurance Inc | $209,706 | 2 |
| Sherlock Insurance Agency Inc | $144,438 | 3 |
| Lockton | $111,615 | 1 |
| Selerix Insurance Services, LLC | $100,732 | 1 |
| Insurica TX Insurance Services, Inc | $85,997 | 1 |
| Crystal Ibc LLC | $54,451 | 1 |
Largest medical carriers
Medical premium written for these employers.
Beaumont against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Beaumont | Texas | United States | |
|---|---|---|---|
| Employer plans | 29 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $67,542 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 27 Beaumont employers reported $13M in premiums and $2.3M in broker pay for 9,631 participants; in 2024 it was $5.6M and $2.5M for 10,003 participants (premiums −55.9%, broker pay +8.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Beaumont employers pay health insurance brokers?
29 Beaumont employers reported $2,486,483 in broker commissions and fees on their 2024 Form 5500 filings, 26 of them disclosing at least some compensation. Too few fully insured medical plans in Beaumont reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Beaumont employer that disclosed broker pay reported $67,542.
Which Beaumont employers have the largest health plans?
By insurance premium reported for 2024, Helena Laboratories Corporation ($2.8M), American Valve & Hydrant Manufacturing Company ($2.6M), Rave Financial Credit Union ($210,652) lead. 25 Beaumont employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Beaumont?
By compensation reported by Beaumont employers, the largest brokers are USI Insurance Services ($621,850, 8 plans), Gallagher ($344,778, 3 plans), Marsh McLennan Agency ($291,002, 2 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Health Care Service Corporation, Unitedhealthcare Insurance Company.
Are Beaumont employer health plans self-funded or fully insured?
Of 29 Beaumont employer plans, 10 are fully insured, 12 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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