Georgetown, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Georgetown, Texas filed health plans with 100 or more participants for plan year 2024, covering 3,545 participants. They reported $1.0M in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were down 13.6% and broker pay rose 44.9%.
Funding: 5 fully insured · 3 self-funded · 7 mixed. 10 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Georgetown
Georgetown employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Covenant Learning Solutions, LLC | $891,143 | $53,469 | 100 | Marsh McLennan Agency |
| Southwestern University | $147,523 | $24,713 | 394 | Educational and Inst. Ins. Adm. Inc |
| Lone Star Circle of Care | $0 | $37,491 | 599 | Marsh McLennan Agency |
| Sport Clips, Inc. | $0 | $59,532 | 543 | Brown & Brown |
| Don Hewlett Chevrolet Buick, Inc. | $0 | $144,947 | 320 | Lockton |
| Omni Invictus | $0 | $136,471 | 277 | Marsh McLennan Agency |
| Thrive Mortgage, LLC | $0 | $97,521 | 258 | Cherry Creek Insurance Agency |
| First Texas Bancorp, Inc. and Subsidiaries | $0 | $169,399 | 163 | The Deaton Agency, LLC |
| Williamson-Burnet County Opportunities, Inc. | $0 | $80,386 | 147 | Gallagher |
| Embree Construction Group, Inc. | $0 | $109,472 | 144 | Alliant Insurance Services |
| Texas Crushed Stone Company Inc | $0 | — | 132 | — |
| Control Panels USA Inc. | $0 | $94,797 | 128 | Higginbotham |
| Champion Site Prep, Inc. | $0 | $75,368 | 126 | Lewis Watkins Farmer Agy |
| Quantum Merit Enterprises, Inc. | $0 | $11,775 | 113 | NFP |
| Schunk Xycarb Technology, Inc | $0 | $63,057 | 101 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Georgetown employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $260,626 | 4 |
| Lockton | $144,945 | 1 |
| Alliant Insurance Services | $109,472 | 1 |
| Cherry Creek Insurance Agency | $97,521 | 1 |
| Higginbotham | $94,797 | 1 |
| The Deaton Agency LLC | $90,661 | 1 |
| Gallagher | $80,886 | 2 |
| Lewis Watkins Farmer Agy | $44,364 | 1 |
| Brown & Brown | $36,834 | 1 |
| HUB International | $29,186 | 1 |
Largest medical carriers
Medical premium written for these employers.
Georgetown against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Georgetown | Texas | United States | |
|---|---|---|---|
| Employer plans | 15 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $77,877 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 14 Georgetown employers reported $1.2M in premiums and $799,490 in broker pay for 4,916 participants; in 2024 it was $1.0M and $1.2M for 3,545 participants (premiums −13.6%, broker pay +44.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Georgetown employers pay health insurance brokers?
15 Georgetown employers reported $1,158,398 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in Georgetown reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Georgetown employer that disclosed broker pay reported $77,877.
Which Georgetown employers have the largest health plans?
By insurance premium reported for 2024, Covenant Learning Solutions, LLC ($891,143), Southwestern University ($147,523), Lone Star Circle of Care ($0) lead. 15 Georgetown employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Georgetown?
By compensation reported by Georgetown employers, the largest brokers are Marsh McLennan Agency ($260,626, 4 plans), Lockton ($144,945, 1 plans), Alliant Insurance Services ($109,472, 1 plans). By medical premium, the largest carriers are Curative Insurance Company, Unum Insurance Company, Bluecross Blueshield of Texas.
Are Georgetown employer health plans self-funded or fully insured?
Of 15 Georgetown employer plans, 5 are fully insured, 3 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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