Temple, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Temple, Texas filed health plans with 100 or more participants for plan year 2024, covering 31,548 participants. They reported $4.5M in insurance premiums and $1.7M in broker commissions and fees. Against 2023, premiums were up 92.9% and broker pay rose 13.6%.
Funding: 4 fully insured · 7 self-funded · 6 mixed. 13 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Temple
Temple employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Danhil Containers Ii LTD | $2,096,846 | $203,026 | 341 | Gallagher |
| McLane Company, Inc. | $2,056,697 | $689,410 | 23,695 | Holmes Murphy |
| Delta Centrifugal LLC | $362,684 | $111,084 | 123 | Aia Benefit Advisors Inc |
| Fikes Wholesale, LLC | $0 | $91,648 | 2,613 | Lockton |
| Consolidated Associations of Railroad Employees Health Care Trust | $0 | — | 1,231 | — |
| Texas Hydraulics, Inc. | $0 | $80,403 | 580 | Willis Towers Watson |
| Lutito Partnership 1, L.P. | $0 | — | 576 | — |
| Kerberos International, Inc. | $0 | $57,047 | 407 | Fce Benefit Administrators, Inc |
| McLane Group, L.P. | $0 | $36,875 | 320 | Insurors of Texas General Agency |
| Mooreco, Inc. | $0 | $94,703 | 309 | HUB International |
| Lutito Arches LLC | $0 | — | 275 | — |
| Artco-Bell | $0 | $35,373 | 270 | Gallagher |
| Jack Hilliard Distributing Company, Inc. | $0 | $39,713 | 240 | HUB International |
| Texell Credit Union | $0 | $92,292 | 216 | Cu Benefits Alliance |
| Materials Transportation Company, Inc. | $0 | $84,394 | 131 | Texas Benefit Alliance Inc |
| Panel Specialists, Inc. | $0 | $83,923 | 117 | Gallagher |
| Datamars Inc. | $0 | — | 104 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Temple employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Holmes Murphy | $689,410 | 1 |
| Gallagher | $300,574 | 4 |
| HUB International | $111,097 | 2 |
| Cu Benefits Alliance | $92,292 | 1 |
| Texas Benefit Alliance, Inc. | $84,394 | 1 |
| Willis Towers Watson | $80,403 | 1 |
| Lockton | $78,512 | 1 |
| Aia Benefit Advisors Inc | $46,623 | 1 |
| Fce Benefit Administrators, Inc. | $46,012 | 1 |
| Insurors of Texas General Agency | $36,151 | 1 |
Largest medical carriers
Medical premium written for these employers.
Temple against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Temple | Texas | United States | |
|---|---|---|---|
| Employer plans | 17 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $84,394 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 16 Temple employers reported $2.3M in premiums and $1.5M in broker pay for 32,274 participants; in 2024 it was $4.5M and $1.7M for 31,548 participants (premiums +92.9%, broker pay +13.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Temple employers pay health insurance brokers?
17 Temple employers reported $1,699,891 in broker commissions and fees on their 2024 Form 5500 filings, 13 of them disclosing at least some compensation. Too few fully insured medical plans in Temple reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Temple employer that disclosed broker pay reported $84,394.
Which Temple employers have the largest health plans?
By insurance premium reported for 2024, Danhil Containers Ii LTD ($2.1M), McLane Company, Inc. ($2.1M), Delta Centrifugal LLC ($362,684) lead. 17 Temple employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Temple?
By compensation reported by Temple employers, the largest brokers are Holmes Murphy ($689,410, 1 plans), Gallagher ($300,574, 4 plans), HUB International ($111,097, 2 plans). By medical premium, the largest carriers are Curative Insurance Company, Pace Underwriters, Ioa Re, Inc.
Are Temple employer health plans self-funded or fully insured?
Of 17 Temple employer plans, 4 are fully insured, 7 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
Is your company on this page? Get its Form 5500 read next to the Temple, Texas medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.