Allentown, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
40 employers in Allentown, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 46,905 participants. They reported $11M in insurance premiums and $3.7M in broker commissions and fees. Against 2023, premiums were up 53.0% and broker pay rose 6.8%.
Funding: 9 fully insured · 22 self-funded · 9 mixed. 31 of 40 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Allentown
Allentown employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sumitomo (shi) Cryogenics of America, Inc. | $4,203,731 | $134,652 | 259 | American Insurance Administrators |
| Mep Services Northeast | $3,584,704 | $117,612 | 161 | Aia American Insurance Admin, LLC |
| Bennett Group | $1,845,310 | $55,359 | 182 | Penna Auto Assoc. Insurance Agcy |
| Computer Aid, Inc. | $693,722 | $78,077 | 2,081 | Hays Companies |
| Lehigh Valley Health Network | $599,798 | $1,343,555 | 21,980 | Saul Locker |
| Cedar Crest College | $99,076 | $25,350 | 185 | RSC Insurance Brokerage Inc |
| Good Shepherd Rehabilitation Network | $88,199 | $22,362 | 1,871 | Marsh McLennan Agency |
| Atas International, Inc. | $70,472 | $31,938 | 118 | Equinox Agency LLC |
| Phoebe-Devitt Homes | $53,706 | $9,096 | 545 | Bsi Corporate Benefits |
| Muhlenberg College | $29,682 | $61,753 | 567 | RSC Insurance Brokerage Inc |
| PPL Services Corporation | $0 | $487,916 | 5,913 | Custom Benefit Programs Inc |
| Air Products and Chemicals, Inc. | $0 | — | 5,294 | — |
| Ciocca Ford of Quakertown, Inc. | $0 | $96,073 | 1,251 | Conner Strong & Buckelew Companies |
| IBEW Local Union 375 Electricians' Welfare Fund | $0 | — | 1,058 | — |
| Vuc Inc. | $0 | $68,222 | 691 | Marsh McLennan Agency |
| Hospital Central Services, Inc. | $0 | $12,023 | 621 | Bsi Corporate Benefits LLC |
| Community Services for Children Inc | $0 | $43,977 | 360 | Marsh McLennan Agency |
| Spectrum Community Services, Inc. | $0 | $12,002 | 343 | The Equinox Agency |
| Barry Isett & Associates Inc | $0 | $29,478 | 252 | James R. Nelligan Associates, LLC |
| Treeways, Inc | $0 | $43,892 | 241 | 360 Wealth & Benefits, Inc |
| Primo Number One in Produce, Inc. | $0 | $38,601 | 228 | Nicolas Franklin Tranguch |
| PMG Master Holdings, LLC | $0 | $149,008 | 204 | HUB International |
| Wildcat, LLC | $0 | $20,399 | 198 | Marsh McLennan Agency |
| Precision Roll Grinders, Inc | $0 | $76,524 | 196 | Gencarelli, Raymond |
| Andesa Services | $0 | $901 | 181 | Hughes, Shawn |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Allentown employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Saul Locker | $488,237 | 1 |
| Populytics | $447,748 | 1 |
| Custom Benefit Programs Inc | $318,062 | 1 |
| Marsh McLennan Agency | $214,439 | 6 |
| Insmed Ins Agency Inc | $204,271 | 1 |
| Michael Brook | $173,671 | 1 |
| USI Insurance Services | $156,672 | 2 |
| HUB International | $119,994 | 1 |
| Willis Towers Watson | $119,346 | 2 |
| Aia American Insurance Admin | $117,612 | 1 |
Largest medical carriers
Medical premium written for these employers.
Allentown against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Allentown | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 40 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $43,977 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 0 | 54 | 933 |
Year over year. In plan year 2023, 44 Allentown employers reported $7.4M in premiums and $3.4M in broker pay for 41,128 participants; in 2024 it was $11M and $3.7M for 46,905 participants (premiums +53.0%, broker pay +6.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Allentown employers pay health insurance brokers?
40 Allentown employers reported $3,666,246 in broker commissions and fees on their 2024 Form 5500 filings, 37 of them disclosing at least some compensation. Too few fully insured medical plans in Allentown reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Allentown employer that disclosed broker pay reported $43,977.
Which Allentown employers have the largest health plans?
By insurance premium reported for 2024, Sumitomo (shi) Cryogenics of America, Inc. ($4.2M), Mep Services Northeast ($3.6M), Bennett Group ($1.8M) lead. 25 Allentown employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Allentown?
By compensation reported by Allentown employers, the largest brokers are Saul Locker ($488,237, 1 plans), Populytics ($447,748, 1 plans), Custom Benefit Programs Inc ($318,062, 1 plans). By medical premium, the largest carriers are Capital Advantage Assurance Company, Highmark Inc., Metropolitan Life Insurance Company.
Are Allentown employer health plans self-funded or fully insured?
Of 40 Allentown employer plans, 9 are fully insured, 22 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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