Harrisburg, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
59 employers in Harrisburg, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 87,895 participants. They reported $11M in insurance premiums and $5.4M in broker commissions and fees. Against 2023, premiums were down 12.6% and broker pay fell 14.8%.
Funding: 7 fully insured · 40 self-funded · 12 mixed. 52 of 59 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Harrisburg
Harrisburg employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Miwd Holding Company, LLC | $4,328,213 | $219,994 | 5,217 | Multiple Brokers |
| Alan Wadsworth | $1,454,890 | $23,790 | 138 | The Glatfelter Agency |
| Touch of Color Flooring, Inc. | $1,330,724 | $56,704 | 168 | American Insurance Administrators |
| Ollie's Bargain Outlet, Inc. | $1,044,029 | $877,915 | 5,135 | Mark Mettille |
| Panacea Health Corp | $506,874 | $532,217 | 446 | Jas Solutions LLC |
| Reach Cyber Charter School | $501,623 | $76,312 | 863 | Corporate Synergies |
| Hershey Creamery Company | $365,152 | $44,907 | 652 | The HDH Group Inc |
| Commonwealth Charter Academy Charter School | $337,717 | $108,104 | 2,077 | Ochs Inc |
| Homeland | $283,904 | $41,616 | 207 | Joann G Ciavarella |
| Youth Advocate Programs, Inc. | $254,938 | $49,252 | 387 | American Insurance Administrators |
| Harrisburg University of Science & Technology | $223,702 | $10,242 | 252 | American Insurance Administrators |
| PA NJ Credit Union Association | $97,465 | $178,809 | 1,351 | Kistler Tiffany Benefits Gener |
| Hamilton Health Center, Inc | $87,818 | $25,010 | 241 | Engle-Hambright-Davies Inc |
| Wilsbach Distributors, Inc. | $60,097 | $13,941 | 112 | Gunn-Mowery, LLC |
| McNees Wallace & Nurick LLC | $23,690 | $49,194 | 220 | Gallagher |
| Houck Group, Inc. | $18,270 | $36,354 | 273 | BCF Group Inc |
| Feesers, Inc. | $13,539 | $34,964 | 211 | Gunn Mowery LLC |
| Central Pennsylvania Food Bank | $9,669 | $26,666 | 163 | McConkey Benefits & Financial Servi |
| Triple Crown Corporation | $8,917 | $24,459 | 102 | Aia American Insurance Admins |
| Coin Wrap, Inc. | $7,018 | $7,515 | 110 | Ingroup Associates, LLC. |
| Rite Aid Corporation | $0 | $869,713 | 18,239 | Willis Towers Watson |
| Pennsylvania Automotive Association | $0 | $74,534 | 18,054 | Pennsylvania Automotive Association |
| Hersha Hospitality Management, LP | $0 | $302,322 | 9,302 | Mercer |
| Pennsylvania Automotive Association | $0 | $317,760 | 6,261 | Pennsylvania Auto Assoc Ins Agy Inc |
| SEIU Healthcare PA Health and Welfare Fund | $0 | $2,624 | 2,361 | Ingroup Associates Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Harrisburg employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $655,026 | 1 |
| Alliant Insurance Services | $528,624 | 2 |
| Mark Mettille | $362,509 | 1 |
| Mercer | $302,322 | 1 |
| McConkey Benefits & Financial SVCS | $295,895 | 1 |
| Gis Benefits Inc | $239,708 | 3 |
| Multiple Brokers | $219,994 | 1 |
| American Benefits & Comp Systems | $214,687 | 1 |
| Gallagher | $175,030 | 3 |
| Pennsylvania Auto Assoc Ins Agy Inc | $147,778 | 1 |
Largest medical carriers
Medical premium written for these employers.
Harrisburg against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Harrisburg | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 59 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $45,247 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 0 | 54 | 933 |
Year over year. In plan year 2023, 59 Harrisburg employers reported $13M in premiums and $6.3M in broker pay for 93,656 participants; in 2024 it was $11M and $5.4M for 87,895 participants (premiums −12.6%, broker pay −14.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Harrisburg employers pay health insurance brokers?
59 Harrisburg employers reported $5,357,677 in broker commissions and fees on their 2024 Form 5500 filings, 45 of them disclosing at least some compensation. Too few fully insured medical plans in Harrisburg reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Harrisburg employer that disclosed broker pay reported $45,247.
Which Harrisburg employers have the largest health plans?
By insurance premium reported for 2024, Miwd Holding Company, LLC ($4.3M), Alan Wadsworth ($1.5M), Touch of Color Flooring, Inc. ($1.3M) lead. 25 Harrisburg employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Harrisburg?
By compensation reported by Harrisburg employers, the largest brokers are Willis Towers Watson ($655,026, 1 plans), Alliant Insurance Services ($528,624, 2 plans), Mark Mettille ($362,509, 1 plans). By medical premium, the largest carriers are Capital Advantage Assurance Company, UPMC Health Options, Cigna Health and Life Insurance Company.
Are Harrisburg employer health plans self-funded or fully insured?
Of 59 Harrisburg employer plans, 7 are fully insured, 40 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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