Fort Washington, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
25 employers in Fort Washington, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 27,163 participants. They reported $14M in insurance premiums and $3.5M in broker commissions and fees. Against 2023, premiums were up 8.7% and broker pay rose 7.8%.
Funding: 6 fully insured · 11 self-funded · 8 mixed. 19 of 25 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Fort Washington
Fort Washington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| US Healthconnect, Inc. | $4,013,481 | $332,281 | 309 | Emerson Rogers, LLC |
| Clinchoice Inc. | $2,252,206 | $151,416 | 239 | Kistler Tiffany Bnfts Gen. Agcy LLC |
| Eastern National | $2,037,792 | $114,817 | 169 | Gallagher |
| Newrez LLC | $1,699,652 | $233,718 | 5,480 | NFP |
| Avo Photonics, Inc. | $1,565,464 | $115,184 | 221 | Kistler Tiffany Benefits General Ag |
| Learn & Play, Inc. dba Play and Learn | $661,604 | $50,774 | 194 | Risk Placement Services, Inc. |
| International Union of Operating Engineers Welfare Fund of East. PA & | $621,326 | $506,068 | 4,696 | KTP Advisors Inc |
| Toll Bros., Inc. | $480,072 | $447,485 | 4,437 | Marsh McLennan Agency |
| Acts Retirement - Life Communities, Inc. | $390,259 | $153,673 | 4,399 | Aon |
| Trumark Financial Credit Union | $35,970 | $28,099 | 406 | NFP |
| Patriot Growth Insurance Services, LLC | $0 | $444,578 | 1,222 | Patriot Growth |
| Paperworks Industries, Inc. | $0 | $93,853 | 901 | Lockton |
| Nutrisystem, Inc. | $0 | $67,357 | 657 | Mercer |
| Coretech Consulting Group, LLC | $0 | $153,658 | 618 | Simkiss & Block |
| M3 USA Corporation | $0 | $31,321 | 473 | Corporate Synergies |
| Lincoln Investment Planning, LLC | $0 | $38,919 | 464 | NFP |
| Gate 1 Travel, LTD | $0 | $132,100 | 399 | Marsh McLennan Agency |
| CMC Energy Services, Inc. | $0 | $43,871 | 396 | OneDigital |
| The Kintock Group, Inc. | $0 | $128,070 | 385 | NFP |
| Association of Concerned Christians for Emerging Social Services | $0 | — | 282 | — |
| Altman Management Company, Inc. | $0 | $152,928 | 249 | Mercer |
| Connexin Software, Inc | $0 | — | 176 | CBIZ |
| IT Solutions Consulting, LLC | $0 | — | 164 | — |
| Ram Technologies, Inc. | $0 | $84,328 | 122 | Wehmeyer, William H |
| Cm3 Building Solutions, Inc. | $0 | — | 105 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Fort Washington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $552,324 | 2 |
| NFP | $401,236 | 4 |
| KTP Advisors, Inc. | $284,580 | 1 |
| Patriot Growth | $245,251 | 2 |
| Emerson Rogers, LLC | $231,390 | 3 |
| Mercer | $220,230 | 2 |
| Lockton | $199,256 | 2 |
| Aon | $153,673 | 1 |
| Benistar | $152,488 | 1 |
| Kistler Tiffany Bnfts Gen. Agcy LLC | $139,712 | 1 |
Largest medical carriers
Medical premium written for these employers.
Fort Washington against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Fort Washington | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 25 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $128,070 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 1 | 54 | 933 |
Year over year. In plan year 2023, 26 Fort Washington employers reported $13M in premiums and $3.3M in broker pay for 28,768 participants; in 2024 it was $14M and $3.5M for 27,163 participants (premiums +8.7%, broker pay +7.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Fort Washington employers pay health insurance brokers?
25 Fort Washington employers reported $3,504,498 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Fort Washington reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Fort Washington employer that disclosed broker pay reported $128,070.
Which Fort Washington employers have the largest health plans?
By insurance premium reported for 2024, US Healthconnect, Inc. ($4.0M), Clinchoice Inc. ($2.3M), Eastern National ($2.0M) lead. 25 Fort Washington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Fort Washington?
By compensation reported by Fort Washington employers, the largest brokers are Marsh McLennan Agency ($552,324, 2 plans), NFP ($401,236, 4 plans), KTP Advisors, Inc. ($284,580, 1 plans). By medical premium, the largest carriers are Independence Blue Cross, Triple S Salud, Inc., Aetna Life Insurance Company.
Are Fort Washington employer health plans self-funded or fully insured?
Of 25 Fort Washington employer plans, 6 are fully insured, 11 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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