Exton, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
22 employers in Exton, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 24,141 participants. They reported $44M in insurance premiums and $4.7M in broker commissions and fees. Against 2023, premiums were up 0.1% and broker pay fell 3.7%.
Funding: 2 fully insured · 10 self-funded · 10 mixed. 20 of 22 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Exton
Exton employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Ricoh USA, Inc. | $37,663,564 | $3,136,066 | 12,803 | Aon |
| J.W. Pepper and Son, Inc. | $1,512,269 | $23,266 | 168 | Simkiss & Block |
| VP Advantage Services, LLC | $1,437,830 | $103,411 | 215 | Kistler Tiffany Benfits Gen Agency |
| Bentley Systems Inc | $1,279,118 | $100,857 | 1,448 | Marsh McLennan Agency |
| Pac Strapping Products, Inc. | $1,156,017 | $49,291 | 116 | Ross Taylor |
| Milbern Builders Assoc., Inc. | $846,563 | $79,942 | 107 | The Conestoga Group |
| West Pharmaceutical Services, Inc. | $0 | $26,915 | 4,762 | Willis Towers Watson |
| Frontage Laboratories, Inc. | $0 | $81,167 | 679 | Gallagher |
| Citadel Federal Credit Union | $0 | $13,628 | 565 | Lockton |
| Regional Gastroenterology Associates of Lancaster LTD | $0 | $56,297 | 471 | Mercer |
| Amercareroyal, LLC | $0 | $290,824 | 464 | Lockton |
| Automated Financial Systems, Inc. | $0 | $46,304 | 305 | Innovative Benefit Planning |
| Societal Cdmo, Inc. | $0 | $62,101 | 292 | Marsh McLennan Agency |
| Rgi Management Company LLC | $0 | $45,608 | 284 | Mercer |
| World Travel, Inc. | $0 | $15,252 | 265 | USI Insurance Services |
| Ussc Acquisition Corp. | $0 | $74,654 | 257 | Brown & Brown |
| Iron Hill Brewery, LLC | $0 | $26,501 | 182 | Kelly & Associates Insurance Group |
| Nextgen Security, LLC | $0 | $32,756 | 179 | Pentra LLC |
| Tandigm Physician Services, LLC | $0 | — | 173 | — |
| Allied Resources Group LLC | $0 | $124,110 | 141 | HUB International |
| Omega Flex, Inc. | $0 | $248,861 | 135 | RSC Insurance Brokerage Inc |
| Resin Solutions, LLC | $0 | $18,473 | 130 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Exton employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Aon | $2,311,961 | 1 |
| Marsh McLennan Agency | $667,778 | 6 |
| Lockton | $295,109 | 3 |
| RSC Insurance Brokerage, Inc. | $127,903 | 1 |
| Blue Benefit Administrators of Mass | $119,609 | 1 |
| Mercer | $101,900 | 2 |
| Custom Benefit Programs Inc | $89,506 | 1 |
| HUB International | $87,739 | 1 |
| Kistler Tiffany Benfits Gen Agency | $82,812 | 1 |
| Gallagher | $81,167 | 1 |
Largest medical carriers
Medical premium written for these employers.
Exton against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Exton | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 22 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $56,297 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 1 | 54 | 933 |
Year over year. In plan year 2023, 22 Exton employers reported $44M in premiums and $4.8M in broker pay for 25,489 participants; in 2024 it was $44M and $4.7M for 24,141 participants (premiums +0.1%, broker pay −3.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Exton employers pay health insurance brokers?
22 Exton employers reported $4,656,284 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Exton reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Exton employer that disclosed broker pay reported $56,297.
Which Exton employers have the largest health plans?
By insurance premium reported for 2024, Ricoh USA, Inc. ($38M), J.W. Pepper and Son, Inc. ($1.5M), VP Advantage Services, LLC ($1.4M) lead. 22 Exton employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Exton?
By compensation reported by Exton employers, the largest brokers are Aon ($2.3M, 1 plans), Marsh McLennan Agency ($667,778, 6 plans), Lockton ($295,109, 3 plans). By medical premium, the largest carriers are Independence Blue Cross, Blue Cross Blue Shield of South Carolina, Blue Cross and Blue Shield of Alabama.
Are Exton employer health plans self-funded or fully insured?
Of 22 Exton employer plans, 2 are fully insured, 10 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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