Hanover, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Hanover, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 7,886 participants. They reported $168,355 in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were down 31.4% and broker pay fell 8.9%.
Funding: 2 fully insured · 7 self-funded · 6 mixed. 13 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Hanover
Hanover employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| McClarin Plastics, LLC. | $155,930 | $22,570 | 314 | — |
| Iwm International, LLC | $12,425 | $27,720 | 166 | Engle-Hambright & Davies, Inc. |
| Utz Quality Foods, LLC | $0 | $579,167 | 3,258 | The HDH Group, Inc. |
| Hanover Foods Corporation | $0 | $81,509 | 1,081 | Wevodau Ins & Benefit Strategies |
| Ox Paper Tube & Core LLC | $0 | $22,759 | 553 | Acrisure |
| L2 Brands, LLC | $0 | $86,267 | 395 | Daniel Richard Carson |
| Truenorth Wellness Services | $0 | $25,794 | 375 | Jeremy S. Sauve |
| Aquaphoenix Scientific Inc | $0 | $99,277 | 353 | Gis Benefits Inc. |
| Conewago Holdings, Inc. | $0 | — | 293 | — |
| Paw Associates LLC | $0 | $29,753 | 278 | American Insurance Administrators |
| Gerard Daniel Worldwide | $0 | $101,069 | 266 | Gallagher |
| Wilson Brown Motors, Inc. | $0 | $16,047 | 185 | Bob Webb Insurance, Inc. |
| Hanover Prest-Paving Company, Inc. | $0 | $155,474 | 154 | Anderson, W Peter |
| Burkentine & Sons Builders, Inc. | $0 | — | 111 | — |
| Precision Cut Industries, Inc. | $0 | — | 104 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Hanover employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| The HDH Group Inc | $457,966 | 1 |
| Gallagher | $128,933 | 4 |
| Anderson, W Peter | $96,884 | 1 |
| Bob Webb Insurance, Inc. | $43,866 | 2 |
| Brown & Brown | $41,311 | 1 |
| Daniel Richard Carson | $36,285 | 1 |
| Wevodau Ins & Benefit Strategies | $27,356 | 1 |
| Lockton | $24,631 | 1 |
| Acrisure | $22,759 | 1 |
| Engle-Hambright & Davies Inc | $21,971 | 1 |
Largest medical carriers
Medical premium written for these employers.
Hanover against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Hanover | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 15 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $55,631 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 0 | 54 | 933 |
Year over year. In plan year 2023, 13 Hanover employers reported $245,249 in premiums and $1.4M in broker pay for 7,550 participants; in 2024 it was $168,355 and $1.2M for 7,886 participants (premiums −31.4%, broker pay −8.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Hanover employers pay health insurance brokers?
15 Hanover employers reported $1,247,406 in broker commissions and fees on their 2024 Form 5500 filings, 12 of them disclosing at least some compensation. Too few fully insured medical plans in Hanover reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Hanover employer that disclosed broker pay reported $55,631.
Which Hanover employers have the largest health plans?
By insurance premium reported for 2024, McClarin Plastics, LLC. ($155,930), Iwm International, LLC ($12,425), Utz Quality Foods, LLC ($0) lead. 15 Hanover employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Hanover?
By compensation reported by Hanover employers, the largest brokers are The HDH Group Inc ($457,966, 1 plans), Gallagher ($128,933, 4 plans), Anderson, W Peter ($96,884, 1 plans). By medical premium, the largest carriers are Highmark Inc., Kaiser Foundation Health Plan, Inc., Unitedhealthcare Insurance Company.
Are Hanover employer health plans self-funded or fully insured?
Of 15 Hanover employer plans, 2 are fully insured, 7 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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