Erie, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
40 employers in Erie, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 18,606 participants. They reported $722,547 in insurance premiums and $2.2M in broker commissions and fees. Against 2023, premiums were up 64.5% and broker pay rose 9.1%.
Funding: 6 fully insured · 24 self-funded · 10 mixed. 34 of 40 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Erie
Erie employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Truck-Lite Co., LLC | $329,568 | $149,297 | 1,169 | Gallagher |
| Finish Thompson, Inc. | $214,579 | $13,258 | 117 | Stalwart Insurance LLC |
| International Brotherhood of Electrical Workers Local 56 | $43,811 | $24,108 | 292 | Frissora & Associates LLC |
| C.A. Curtze Company | $41,589 | $23,187 | 496 | Lillis McKibben Bongiovanni & Co |
| Mercyhurst University | $30,098 | $3,712 | 374 | USI Insurance Services |
| Logistics Plus, Inc. | $25,942 | $171,430 | 460 | Lillis, McKibben, Bongiovanni & Co. |
| Sarah A. Reed Children's Center | $15,240 | $47,550 | 272 | Lillis McKibben Bongiovanni & Co |
| Widget Federal Credit Union | $11,931 | $9,575 | 109 | Lillis McKibben Bongiovanni & Co |
| Emergycare, Inc. | $9,789 | $14,701 | 174 | Stalwart Insurance LLC |
| Erie Indemnity Company | $0 | — | 5,839 | — |
| Lecom Health | $0 | $537,928 | 2,424 | The HDH Group Inc |
| DR Gertrude a Barber National Institute | $0 | $26,475 | 1,034 | C.H. Reams & Associates, Inc. |
| Gannon University | $0 | $24,862 | 501 | CH Reams & Associates Inc |
| Child Development Centers, Inc. | $0 | $231,048 | 400 | The HDH Group Inc |
| Scott's Corporate Services, Inc. | $0 | $3,752 | 356 | AssuredPartners |
| Eriez Manufacturing Company | $0 | $52,287 | 351 | Emerson Rogers, LLC |
| Laborers' Local Union No. 603 | $0 | — | 344 | — |
| Definiti LLC | $0 | $36,793 | 309 | The Richards Group |
| Erie Homes for Children and Adults | $0 | $58,444 | 289 | Loesel Schaff Insurance Agency |
| JTM Foods, LLC | $0 | $77,157 | 274 | Alliant Insurance Services |
| Lakeshore Community Services, Inc. | $0 | $125,793 | 256 | James Ward |
| Erie Federal Credit Union | $0 | $12,155 | 208 | HDH Group Inc |
| Plastikos, Inc. | $0 | $31,021 | 198 | Lillis McKibben, Bongiovanni & Co |
| FMC Technologies Measurement Solutions, Inc. | $0 | $6,550 | 190 | Willis Towers Watson |
| Modern Industries, Inc. | $0 | $4,389 | 169 | Lillis, McKibben Bongiovanni & Co |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Erie employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| The HDH Group Inc | $426,356 | 7 |
| Lillis McKibben Bongiovanni & Co | $265,959 | 7 |
| Gallagher | $145,227 | 1 |
| Gis Benefits Inc | $124,656 | 1 |
| Michael S. Vereb | $115,786 | 2 |
| Mark Mettille | $115,549 | 1 |
| C.H. Reams & Associates, Inc. | $91,588 | 4 |
| James Ward | $84,322 | 2 |
| Boon Chapman Benefit Administrators | $79,252 | 1 |
| Alliant Insurance Services | $66,157 | 1 |
Largest medical carriers
Medical premium written for these employers.
Erie against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Erie | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 40 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $30,383 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 0 | 54 | 933 |
Year over year. In plan year 2023, 41 Erie employers reported $439,359 in premiums and $2.0M in broker pay for 16,618 participants; in 2024 it was $722,547 and $2.2M for 18,606 participants (premiums +64.5%, broker pay +9.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Erie employers pay health insurance brokers?
40 Erie employers reported $2,175,470 in broker commissions and fees on their 2024 Form 5500 filings, 36 of them disclosing at least some compensation. Too few fully insured medical plans in Erie reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Erie employer that disclosed broker pay reported $30,383.
Which Erie employers have the largest health plans?
By insurance premium reported for 2024, Truck-Lite Co., LLC ($329,568), Finish Thompson, Inc. ($214,579), International Brotherhood of Electrical Workers Local 56 ($43,811) lead. 25 Erie employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Erie?
By compensation reported by Erie employers, the largest brokers are The HDH Group Inc ($426,356, 7 plans), Lillis McKibben Bongiovanni & Co ($265,959, 7 plans), Gallagher ($145,227, 1 plans). By medical premium, the largest carriers are Highmark Inc., UPMC, Aetna Life Insurance Company.
Are Erie employer health plans self-funded or fully insured?
Of 40 Erie employer plans, 6 are fully insured, 24 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
Is your company on this page? Get its Form 5500 read next to the Erie, Pennsylvania medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.