BenefitsLedger
City · Plan year 2024 · Form 5500

Cranberry Township, Pennsylvania employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

17 employers in Cranberry Township, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 52,810 participants. They reported $148,562 in insurance premiums and $1.7M in broker commissions and fees. Against 2023, premiums were down 62.5% and broker pay rose 8.0%.

Employer plans
17
52,810 participants
Premiums
$148,562
−62.5% vs 2023
Broker pay
$1.7M
+8.0% vs 2023 · 17 disclosed
Median rate
n/a
too few insured medical plans

Funding: 4 fully insured · 7 self-funded · 6 mixed. 13 of 17 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Cranberry Township

Cranberry Township employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
Phoenix Rehabilitation and Health Services, Inc.$56,170$134,576735USI Insurance Services
Ipeg, Inc.$47,109$54,548487SBR Services, LLC
Giant Eagle, Inc.$31,312$298,38834,685Havens & Co Inc
Cennial Company Inc. dba Tri County Management$7,464$61,848205Balla, Donald Louis
Fedex Supply Chain$6,507$30,143214CBIZ
Westinghouse Electric Company LLC$0$433,2099,004The HDH Group, Inc.
Msa Worldwide, LLC$0$170,4805,148Willis Towers Watson
True Commerce, Inc.$0$16,667480USI Insurance Services
Microbac Laboratories, Inc.$0$43,677460Seubert & Associates
Enghouse Interactive$0$70,197350AssuredPartners
Pittsburgh Logistics Systems, Inc. dba PLS Logistics Services$0$38,522227Lockton
Mac Discount, LLC$0$101,122205Emerson Rogers LLC
Danieli Corporation$0$23,345136AssuredPartners
S.R. Snodgrass, P.C.$0$28,362135Alera Group Inc
CDL Nuclear Technologies, LLC$0$61,292121Seubert & Associates, Inc.
Pennenergy Resources, LLC$0$82,142110Henderson Brothers, Inc.
Annexus Health, Inc.$0$67,714108HUB International

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Cranberry Township employers, with the number of employer plans naming each broker.

Largest medical carriers

Medical premium written for these employers.

Cranberry Township against Pennsylvania and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

Cranberry TownshipPennsylvaniaUnited States
Employer plans172,59958,547
Median commission raten/a4.4%3.8%
Middle half of ratesn/a3.0% – 5.4%2.7% – 5.0%
Median broker pay per employer$61,848$57,332$72,628
Medical premium per covered personn/a$7,621$7,274
Plans reporting no commission054933

Year over year. In plan year 2023, 14 Cranberry Township employers reported $396,529 in premiums and $1.6M in broker pay for 51,939 participants; in 2024 it was $148,562 and $1.7M for 52,810 participants (premiums −62.5%, broker pay +8.0%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Cranberry Township employers pay health insurance brokers?

17 Cranberry Township employers reported $1,716,232 in broker commissions and fees on their 2024 Form 5500 filings, 17 of them disclosing at least some compensation. Too few fully insured medical plans in Cranberry Township reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Cranberry Township employer that disclosed broker pay reported $61,848.

Which Cranberry Township employers have the largest health plans?

By insurance premium reported for 2024, Phoenix Rehabilitation and Health Services, Inc. ($56,170), Ipeg, Inc. ($47,109), Giant Eagle, Inc. ($31,312) lead. 17 Cranberry Township employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Cranberry Township?

By compensation reported by Cranberry Township employers, the largest brokers are The HDH Group Inc ($321,392, 1 plans), Havens & Company, Inc. ($296,465, 1 plans), Willis Towers Watson ($140,388, 1 plans). By medical premium, the largest carriers are Highmark Inc., Aetna Life Insurance Company, Anthem Blue Cross and Blue Shield.

Are Cranberry Township employer health plans self-funded or fully insured?

Of 17 Cranberry Township employer plans, 4 are fully insured, 7 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in Pennsylvania

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