BenefitsLedger
City · Plan year 2024 · Form 5500

Mechanicsburg, Pennsylvania employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

22 employers in Mechanicsburg, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 50,855 participants. They reported $4.1M in insurance premiums and $4.3M in broker commissions and fees. Against 2023, premiums were up 3.3% and broker pay fell 11.0%.

Employer plans
22
50,855 participants
Premiums
$4.1M
+3.3% vs 2023
Broker pay
$4.3M
−11.0% vs 2023 · 20 disclosed
Median rate
n/a
too few insured medical plans

Funding: 3 fully insured · 10 self-funded · 9 mixed. 19 of 22 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Mechanicsburg

Mechanicsburg employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
Select Medical Corporation$3,229,727$1,920,56434,669Marsh McLennan Agency
Remco, Inc.$372,190$201,783688Gallagher
FRY Communications, Inc.$235,459$157,485609Marsh McLennan Agency
Occupational Health Centers of the Southwest, P.A.$119,921$273,711896Marsh McLennan Agency
Occupational Health Centers of California, a Medical Corporation$47,218$113,248493Marsh McLennan Agency
Gt&E, LLC$22,284$150,160271Martin Ray Miracle
Select Cal Physical Therapy, P.C.$11,524$24,064178Marsh McLennan Agency
Karns Prime & Fancy Food, LTD.$10,764$538345Commonwealth Financial Group Inc.
Select CS Physical Therapy, P.C.$9,378$17,060146Marsh McLennan Agency
Vibra Healthcare, LLC$0$442,9113,031American Ins. Administrators, Inc.
West Shore Home, LLC$0$142,5612,667Huntington Ins Inc
Gannett Fleming, Inc.$0$243,5282,397Marsh McLennan Agency
Keystone Agency Partners LLC$0$33,3421,137Willis Towers Watson
Team Rahal of Silver Spring$0$211,345893The HDH Group, Inc.
Messiah University$0$72,845566Conner Strong & Buckelew
Ambassador Home Improvements, Inc.$0$33,117498Alliant Insurance Services
Napa Transportation, Inc$0$94,244451Marsh McLennan Agency
Bgme, LLC$0—234—
Modjeski and Masters, Inc.$0$27,704211Aia American Insurance Adminis
Community Aid, Inc.$0$69,510193Benefit Connections, Inc
Sun Motor Cars, Inc.$0—149—
Cocores Holdings, LLC dba Ufinancial Group$0$53,337133Daniel P Batty

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Mechanicsburg employers, with the number of employer plans naming each broker.

Largest medical carriers

Medical premium written for these employers.

Mechanicsburg against Pennsylvania and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

MechanicsburgPennsylvaniaUnited States
Employer plans222,59958,547
Median commission raten/a4.4%3.8%
Middle half of ratesn/a3.0% – 5.4%2.7% – 5.0%
Median broker pay per employer$103,746$57,332$72,628
Medical premium per covered personn/a$7,621$7,274
Plans reporting no commission054933

Year over year. In plan year 2023, 20 Mechanicsburg employers reported $3.9M in premiums and $4.8M in broker pay for 48,812 participants; in 2024 it was $4.1M and $4.3M for 50,855 participants (premiums +3.3%, broker pay −11.0%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Mechanicsburg employers pay health insurance brokers?

22 Mechanicsburg employers reported $4,283,057 in broker commissions and fees on their 2024 Form 5500 filings, 20 of them disclosing at least some compensation. Too few fully insured medical plans in Mechanicsburg reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Mechanicsburg employer that disclosed broker pay reported $103,746.

Which Mechanicsburg employers have the largest health plans?

By insurance premium reported for 2024, Select Medical Corporation ($3.2M), Remco, Inc. ($372,190), FRY Communications, Inc. ($235,459) lead. 22 Mechanicsburg employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Mechanicsburg?

By compensation reported by Mechanicsburg employers, the largest brokers are Marsh McLennan Agency ($2.5M, 8 plans), American Ins. Administrators, LLC ($305,708, 1 plans), The HDH Group Inc ($229,944, 2 plans). By medical premium, the largest carriers are Highmark Inc., Unitedhealthcare Insurance Company, Metropolitan Life Insurance Company.

Are Mechanicsburg employer health plans self-funded or fully insured?

Of 22 Mechanicsburg employer plans, 3 are fully insured, 10 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in Pennsylvania

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