Horsham, Pennsylvania employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Horsham, Pennsylvania filed health plans with 100 or more participants for plan year 2024, covering 28,030 participants. They reported $14M in insurance premiums and $2.9M in broker commissions and fees. Against 2023, premiums were up 12.8% and broker pay rose 1.5%.
Funding: 4 fully insured · 7 self-funded · 6 mixed. 13 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Horsham
Horsham employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Q-Mation, Inc. | $3,287,498 | $48,468 | 258 | Gallagher |
| Kreischer Miller | $2,621,515 | $138,680 | 272 | NFP |
| Drugscan Inc. | $2,569,504 | $141,119 | 190 | Emerson Rogers, LLC |
| Myonex, LLC | $2,012,389 | $94,445 | 123 | Emerson Rogers LLC |
| Delta Information Systems | $1,713,913 | $253,482 | 183 | USI Insurance Services |
| Penn Mutual Life Insurance Company | $887,451 | $244,940 | 2,023 | Amwins Group Benefits LLC |
| Answernet, Inc. | $667,275 | $70,151 | 291 | Gallagher |
| Turn 14 Distribution, Inc. | $497,420 | $48,237 | 441 | Emerson Rogers, LLC |
| Trident USA Health Services | $162,783 | $243,351 | 2,551 | NFP |
| Joint Bot Usw Local 10-00086 Merck Employees Health and Welfare Plan | $33,308 | — | 1,925 | — |
| Bbu, Inc. | $0 | $888,039 | 14,568 | Mercer |
| C&D Technologies, Inc. | $0 | $351,815 | 1,812 | Alliant Insurance Services |
| Transworld Systems, Inc. | $0 | $168,402 | 1,732 | Willis Towers Watson |
| National Medical Services, Inc. | $0 | $74,447 | 527 | Gallagher |
| Chapman Auto Group | $0 | $61,792 | 485 | The Foley Insurance Agency Inc |
| Firstrust Bank | $0 | $42,093 | 475 | Conner Strong & Buckelew |
| Language Services Associates, Inc. | $0 | $23,596 | 174 | Johnson Kendall and Johnson |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Horsham employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $886,863 | 1 |
| Alliant Insurance Services | $351,815 | 1 |
| Emerson Rogers, LLC | $292,597 | 5 |
| NFP | $261,963 | 2 |
| USI Insurance Services | $172,442 | 1 |
| Gallagher | $166,317 | 3 |
| Lockton | $120,998 | 2 |
| Amwins Group Benefits, LLC | $116,742 | 1 |
| Willis Towers Watson | $109,682 | 1 |
| Pentra LLC | $105,300 | 1 |
Largest medical carriers
Medical premium written for these employers.
Horsham against Pennsylvania and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Horsham | Pennsylvania | United States | |
|---|---|---|---|
| Employer plans | 17 | 2,599 | 58,547 |
| Median commission rate | n/a | 4.4% | 3.8% |
| Middle half of rates | n/a | 3.0% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $116,563 | $57,332 | $72,628 |
| Medical premium per covered person | n/a | $7,621 | $7,274 |
| Plans reporting no commission | 0 | 54 | 933 |
Year over year. In plan year 2023, 18 Horsham employers reported $13M in premiums and $2.9M in broker pay for 33,331 participants; in 2024 it was $14M and $2.9M for 28,030 participants (premiums +12.8%, broker pay +1.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Horsham employers pay health insurance brokers?
17 Horsham employers reported $2,893,057 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Horsham reported premium to compute a stable commission rate; the Pennsylvania median is 4.4% and the U.S. median is 3.8%. In dollars, the median Horsham employer that disclosed broker pay reported $116,563.
Which Horsham employers have the largest health plans?
By insurance premium reported for 2024, Q-Mation, Inc. ($3.3M), Kreischer Miller ($2.6M), Drugscan Inc. ($2.6M) lead. 17 Horsham employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Horsham?
By compensation reported by Horsham employers, the largest brokers are Mercer ($886,863, 1 plans), Alliant Insurance Services ($351,815, 1 plans), Emerson Rogers, LLC ($292,597, 5 plans). By medical premium, the largest carriers are Independence Blue Cross, Cigna Health and Life Insurance Company, Amerihealth Insurance Company.
Are Horsham employer health plans self-funded or fully insured?
Of 17 Horsham employer plans, 4 are fully insured, 7 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Pennsylvania
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