Abilene, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Abilene, Texas filed health plans with 100 or more participants for plan year 2024, covering 10,695 participants. They reported $8.6M in insurance premiums and $2.6M in broker commissions and fees. Against 2023, premiums were up 24.7% and broker pay rose 32.6%.
Funding: 2 fully insured · 10 self-funded · 9 mixed. 19 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Abilene
Abilene employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| BYRD Oilfield Services, LLC | $3,387,830 | $205,328 | 259 | Marsh McLennan Agency |
| Rentech Boiler Systems, Inc. | $2,334,562 | $82,176 | 192 | Tommy Morris Agency, LLC |
| Lawrence Hall Chevrolet, Inc | $1,786,683 | $138,349 | 227 | Marsh McLennan Agency |
| Abilene Christian University | $1,047,624 | $240,182 | 936 | Holmes Murphy |
| Abimar Foods, Inc. | $69,155 | $118,174 | 628 | Higginbotham |
| Hendrick Medical Center | $0 | $790,206 | 4,248 | Lockton |
| First Financial Bankshares, Inc. | $0 | $212,533 | 1,490 | Don T Morris |
| Funeral Directors Life Insurance Company | $0 | $65,965 | 467 | Gallagher |
| West Texas Rehabilitation Center | $0 | — | 339 | — |
| Harmon & Son, Inc. | $0 | — | 329 | — |
| Tige' Boats, Inc. | $0 | $142,818 | 205 | Marsh McLennan Agency |
| Abilene Goodwill Industries, Inc. dba Goodwill West Texas | $0 | $76,996 | 170 | Marsh McLennan Agency |
| Pakenergy Holdings, LLC | $0 | $116,785 | 156 | Willis Towers Watson |
| New Horizons Ranch & Center, Inc. | $0 | $70,742 | 154 | Lma Benefit Agency LLC |
| Run Energy L.P. | $0 | $190,644 | 150 | Gallagher |
| Milsoft Utility Solutions, Inc. | $0 | — | 144 | — |
| Ophthalmology Specialists of Texas, PLLC | $0 | $63,924 | 144 | Marsh McLennan Agency |
| West Texas Health PLLC | $0 | $67,177 | 131 | Marsh McLennan Agency |
| Southern Oaks Healthcare, Inc. | $0 | — | 119 | — |
| Arrow Ford, Inc. | $0 | $11,913 | 104 | Perry Hunter Hall Insurance |
| Northern Oaks Healthcare, Inc. | $0 | — | 103 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Abilene employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $672,589 | 6 |
| Lockton | $572,952 | 1 |
| Gallagher | $254,393 | 2 |
| Benefit Communications Inc | $217,254 | 1 |
| Holmes Murphy | $166,088 | 1 |
| Tommy Morris Agency, LLC | $155,107 | 3 |
| Don T. Morris | $141,818 | 2 |
| Willis Towers Watson | $116,785 | 1 |
| Higginbotham | $95,302 | 1 |
| Lma Benefit Agency LLC | $55,713 | 1 |
Largest medical carriers
Medical premium written for these employers.
Abilene against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Abilene | Texas | United States | |
|---|---|---|---|
| Employer plans | 21 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $117,480 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 20 Abilene employers reported $6.9M in premiums and $2.0M in broker pay for 9,932 participants; in 2024 it was $8.6M and $2.6M for 10,695 participants (premiums +24.7%, broker pay +32.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Abilene employers pay health insurance brokers?
21 Abilene employers reported $2,593,912 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Abilene reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median Abilene employer that disclosed broker pay reported $117,480.
Which Abilene employers have the largest health plans?
By insurance premium reported for 2024, BYRD Oilfield Services, LLC ($3.4M), Rentech Boiler Systems, Inc. ($2.3M), Lawrence Hall Chevrolet, Inc ($1.8M) lead. 21 Abilene employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Abilene?
By compensation reported by Abilene employers, the largest brokers are Marsh McLennan Agency ($672,589, 6 plans), Lockton ($572,952, 1 plans), Gallagher ($254,393, 2 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Health Care Service Corporation, Four Ever Life Insurance Company.
Are Abilene employer health plans self-funded or fully insured?
Of 21 Abilene employer plans, 2 are fully insured, 10 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
Is your company on this page? Get its Form 5500 read next to the Abilene, Texas medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.