San Angelo, Texas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in San Angelo, Texas filed health plans with 100 or more participants for plan year 2024, covering 7,220 participants. They reported $2.2M in insurance premiums and $1.5M in broker commissions and fees. Against 2023, premiums were down 24.1% and broker pay rose 9.0%.
Funding: 8 fully insured · 3 self-funded · 4 mixed. 7 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in San Angelo
San Angelo employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Lone Star Beef Processors, LP | $2,182,586 | $137,548 | 645 | Marsh McLennan Agency |
| Shannon Medical Center | $0 | $573,122 | 4,097 | Lockton |
| Western Shamrock Corporation | $0 | $70,393 | 371 | Gallagher |
| Timeclock Plus, LLC | $0 | $97,161 | 352 | Higginbotham |
| Housley Group | $0 | $95,836 | 226 | USI Insurance Services |
| Sendero Drilling Company, LLC | $0 | $124,684 | 209 | SWBC Life Insurance Agency, Inc. |
| Jo-Bren, Inc. | $0 | — | 197 | — |
| Automatic Fire Protection, Inc. | $0 | — | 194 | — |
| TX Rogue Energy Services, LLC | $0 | $46,115 | 189 | The Baldwin Group |
| Mayfield Paper Company, Inc. | $0 | $76,233 | 166 | Zesch & Pickett Insurance, LLP |
| Jim Bass Ford, Inc. | $0 | $74,578 | 134 | Zesch & Pickett Ins., LLP |
| Bepc, Inc. | $0 | $51,632 | 122 | Higginbotham |
| Family Powersports, Inc. | $0 | — | 118 | — |
| Principal Lighting Group | $0 | $54,826 | 100 | Zesch & Pickett Insurance, LLP |
| G & G Investments, Inc. | $0 | $48,906 | 100 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by San Angelo employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $573,122 | 1 |
| Higginbotham | $176,553 | 3 |
| Marsh McLennan Agency | $131,493 | 1 |
| SWBC Life Insurance Agency, Inc. | $124,684 | 1 |
| Zesch & Pickett Insurance, LLP | $123,645 | 2 |
| USI Insurance Services | $119,320 | 3 |
| Gallagher | $70,393 | 1 |
| Zesch & Pickett Ins., LLP | $55,075 | 1 |
| The Baldwin Group | $37,407 | 1 |
| Agents of Aflac (see Attached) | $7,414 | 1 |
Largest medical carriers
Medical premium written for these employers.
San Angelo against Texas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| San Angelo | Texas | United States | |
|---|---|---|---|
| Employer plans | 15 | 4,926 | 58,547 |
| Median commission rate | n/a | 5.6% | 3.8% |
| Middle half of rates | n/a | 2.7% – 6.0% | 2.7% – 5.0% |
| Median broker pay per employer | $75,406 | $86,351 | $72,628 |
| Medical premium per covered person | n/a | $6,089 | $7,274 |
| Plans reporting no commission | 0 | 22 | 933 |
Year over year. In plan year 2023, 16 San Angelo employers reported $2.9M in premiums and $1.3M in broker pay for 7,470 participants; in 2024 it was $2.2M and $1.5M for 7,220 participants (premiums −24.1%, broker pay +9.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do San Angelo employers pay health insurance brokers?
15 San Angelo employers reported $1,451,034 in broker commissions and fees on their 2024 Form 5500 filings, 12 of them disclosing at least some compensation. Too few fully insured medical plans in San Angelo reported premium to compute a stable commission rate; the Texas median is 5.6% and the U.S. median is 3.8%. In dollars, the median San Angelo employer that disclosed broker pay reported $75,406.
Which San Angelo employers have the largest health plans?
By insurance premium reported for 2024, Lone Star Beef Processors, LP ($2.2M), Shannon Medical Center ($0), Western Shamrock Corporation ($0) lead. 15 San Angelo employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in San Angelo?
By compensation reported by San Angelo employers, the largest brokers are Lockton ($573,122, 1 plans), Higginbotham ($176,553, 3 plans), Marsh McLennan Agency ($131,493, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Texas, Aetna Life Insurance Company, Health Care Service Corporation.
Are San Angelo employer health plans self-funded or fully insured?
Of 15 San Angelo employer plans, 8 are fully insured, 3 are self-funded and 4 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Texas
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